3940 Gresham St, Unit 355, San Diego, CA 92109 Property Records

San Diego County property record for 3940 Gresham St, Unit 355, San Diego, CA 92109

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,526 sqft · built 1974
Lot Size	2 acres (87,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Mar 2020)
Tax Bill	$12,260 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`423-381-22-45`

Property Details

APN / Parcel Number

Primary APN	`423-381-22-45`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	5 Stories
Building Area	1,526 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	87,193 sqft
View / Lot	Ocean
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3940 GRESHAM ST, 355
City	SAN DIEGO
State	CA
Zip	92109-5880
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2-5
Legal Description	LOT 93 US 45DOC73-3543&UND INT IN LOTS 39 THRU 41&IN TR 001864
Legal Subdivision	SOUTHERN TITLE GUARANTY COS SU
Legal Tract	001864
Legal Block	1
Legal Lot Number	39-41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	7701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3940 GRESHAM ST, 355, SAN DIEGO, CA 92109-5880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Mar 3, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Mar 3, 2020	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Feb 17, 1998 · Amount on Record
Deed Document Number	2020110808
Prior Transfer Date	Feb 15, 2020
Prior Transfer Doc	0000110807
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3940 GRESHAM ST UNIT 355, 355, SAN DIEGO, CA 92109-5880
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421419
Date	Jul 31, 2020
Instrument	2020-0421419

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2020
Property Address	3940 GRESHAM ST UNIT 355, 355, SAN DIEGO, CA 92109-5880
Document Number	0000110807
Instrument Date	Feb 15, 2020
Instrument	110807
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8695 SPECTRUM CENTER BLVD SAN DIEGO CA 921231489, SAN DIEGO, CA 92123-1489

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2020
Property Address	3940 GRESHAM ST UNIT 355, 355, SAN DIEGO, CA 92109-5880
Document Number	0000110808
Map Reference	MAP 1864
Instrument Date	Feb 3, 2020
Instrument	2020-0110808
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3940 GRESHAM ST UNIT 355, 355, SAN DIEGO, CA 92109-5880

Mortgage

Document Number	0000110809
Date	Mar 3, 2020
Instrument	2020-0110809

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,003,962 (+2%) Land $847,791 Building $156,171
2025	$12,260.00 (+6.29%) Homeowner's exemption	$984,277 (+4.04%) Land $831,168 Building $153,109
2023	$11,535.00 (+2.74%) Homeowner's exemption	$946,058 Land $798,894 Building $147,164
2022	$11,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 units insured incl. 6 condo units
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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