Roscommon County property record for 3940 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1965 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,460 (May 2016) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-281-017-0000 |
| Primary APN | 004-281-017-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,152 sqft Building Perimeter |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3940 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-593 P-557 243 3940 E HIGGINS LK DR LOT 17 JOHNSTON HAVEN. |
| Legal Subdivision | JOHNSTON HAVEN |
| Legal Lot Number | 17 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 970401 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8091 GARBOR AVE, WARREN, MI 48093-2821 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage LAKE TRUST CU |
| Mar 16, 2017 | Deed, Transfer LIGHTHOUSE TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2016 · Amount on Record |
| Deed Sale | May 23, 2016 · Amount on Record |
| Deed Document Number | 20163785 |
| Deed Book / Page | 1159 / 45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 3940 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1164/1560 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 1164/1560 |
| Instrument | 201800000110 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | BRIGHTON, MI 48114 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 10, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Mar 16, 2017 |
| Property Address | 3940 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9370 |
| Document Number | 1161/1646 |
| Book / Page | 1161 / 1646 |
| Map Reference | LB 5 PL PG 2 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 201700001550 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | LIGHTHOUSE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 7TH ST SW, 415, WASHINGTON, DC 20024 |
| Name | Verified Name |
|---|---|
| Address | 8091 GARBOR AVE, WARREN, MI 48093-2821 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,700 (+84.88%) | $139,400 (+84.88%) | |
| 2025 | $1,805.00 | ||
| 2023 | $37,700 | $75,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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