3880 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 3880 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,152 sqft · built 1963
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Tax Bill$1,705 (2025)
Deeds & MortgagesJan 2020 Refinance
Flood ZoneZone X (minimal risk)
APN004-281-021-0000

Property Details

APN / Parcel Number

Primary APN004-281-021-0000

Interior

Full Baths1 Bath
Building Area1,152 sqft Building Perimeter
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3880 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-9369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-744 P-89 243 3880 E HIGGINS LK DR LOT 21 JOHNSTON HAVEN.
Legal SubdivisionJOHNSTON HAVEN
Legal Lot Number21
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1073
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16491 SILVERADO DR, SOUTHGATE, MI 48195-3925
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address3880 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9369
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1171/1148
DateJan 7, 2020
Book Page1171/1148
Instrument20202000000115
Lender
NameGOLD STAR MORTGAGE GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueFeb 1, 2034

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,900 (+60.73%)$131,800 (+60.73%)
2025$1,705.00
2023$41,000$82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Higgins Lake Dr

Nearby Streets

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