3940 Bella Flora Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 3940 Bella Flora Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,727 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Jan 2005)
Tax Bill	$5,746 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069-039-030-000`

Property Details

APN / Parcel Number

Primary APN	`069-039-030-000`
Alternative APN	`0693930000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,727 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	3940 BELLA FLORA DR
City	CERES
State	CA
Zip	95307-7175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPISTRANO UNIT #2 (41M66) BLK 6733 LOT 2
Legal Subdivision	CAPISTRANO 02
Legal Block	6733
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4010
Census Tract	3003

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3940 BELLA FLORA DR, CERES, CA 95307-7175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2005 · Amount on Record
Deed Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	200517875
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3940 BELLA FLORA DR, CERES, CA 95307-7175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 BELLA FLORA DR, CERES, CA 95307-7175

Mortgage

Document Number	0000108846
Date	Dec 30, 2020
Instrument	2020-0108846

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3940 BELLA FLORA DR, CERES, CA 95307-7175
Document Number	0000076267
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 BELLA FLORA DR CERES CA 953077175, CERES, CA 95307-7175

Mortgage

Document Number	0000076267
Date	Nov 1, 2018
Instrument	76267

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2033

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,746.00 (+0.17%) Homeowner's exemption	$465,081 (+2%) Land $170,606 Building $294,475
2025	$5,736.00 (+10.24%) Homeowner's exemption	$455,962 (+4.84%) Land $167,261 Building $288,701
2023	$5,203.00 (+1.15%) Homeowner's exemption	$434,894 Land $160,767 Building $274,127
2022	$5,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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