3904 Bella Flora Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 3904 Bella Flora Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,212 sqft · built 2004
Lot Size	0.143 acres (6,210 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Mar 2018)
Tax Bill	$4,673 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069-039-014-000`

Property Details

APN / Parcel Number

Primary APN	`069-039-014-000`
Alternative APN	`0693914000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,212 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,210 sqft (0.143 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3904 BELLA FLORA DR
City	CERES
State	CA
Zip	95307-7174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPISTRANO UNIT #2 (41M66) BLK 6724 LOT 17
Legal Subdivision	CAPISTRANO #2
Legal Block	6724
Legal Lot Number	17
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4022
Census Tract	3003

Owner

3904 Bella Flora Dr is owned and occupied by an individual who bought it in March 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3904 BELLA FLORA DR, CERES, CA 95307-7174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 20, 2018	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Jan 29, 2013 · Amount on File
Deed Document Number	201818878
Prior Transfer Date	Apr 23, 2008
Prior Transfer Doc	0000044458
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3904 BELLA FLORA DR, CERES, CA 95307-7174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 BELLA FLORA DR, CERES, CA 95307-7174

Mortgage

Document Number	0000107610
Date	Dec 29, 2020
Instrument	2020-0107610

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 20, 2018
Property Address	3904 BELLA FLORA DR, CERES, CA 95307-7174
Document Number	0000018878
Map Reference	MB41 PG66
Instrument Date	Mar 14, 2018
Instrument	2018-0018878
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 BELLA FLORA DR, CERES, CA 95307-7174

Mortgage

Document Number	0000018879
Date	Mar 20, 2018
Instrument	2018-0018879

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3904 Bella Flora Dr was $4,673 with a homeowner's exemption, up 0.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,673.00 (+0.24%) Homeowner's exemption	$371,381 (+2%) Land $121,858 Building $249,523
2025	$4,662.00 Homeowner's exemption	$364,100 Land $119,469 Building $244,631
2023	$4,261.00 (+1.21%) Homeowner's exemption	$349,964 Land $114,831 Building $235,133
2022	$4,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3904 Bella Flora Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3904 Bella Flora Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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