3916 Bella Flora Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 3916 Bella Flora Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2004
Lot Size	0.172 acres (7,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2005)
Tax Bill	$3,694 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-039-012-000`

Property Details

APN / Parcel Number

Primary APN	`069-039-012-000`
Alternative APN	`0693912000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	7,509 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3916 BELLA FLORA DR
City	CERES
State	CA
Zip	95307-7174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPISTRANO UNIT #2 (41M66) BLK 6724 LOT 19
Legal Subdivision	CAPISTRANO #2
Legal Block	6724
Legal Lot Number	19
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4022
Census Tract	3003

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3916 BELLA FLORA DR, CERES, CA 95307-7174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 5, 2017	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2005 · Amount on Record
Deed Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	200517879
Last Transfer Date	Nov 25, 2017
Transfer Doc	0000089918
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3916 BELLA FLORA DR, CERES, CA 95307-7174
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 BELLA FLORA DR, CERES, CA 95307-7174

Mortgage

Document Number	0000046470
Date	May 13, 2021
Instrument	2021-0046470

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3916 BELLA FLORA DR, CERES, CA 95307-7174
Document Number	0000007946
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3916 BELLA FLORA DR CERES CA 953077174, CERES, CA 95307-7174

Mortgage

Document Number	0000007946
Date	Feb 5, 2020
Instrument	7946

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 5, 2017
Property Address	3916 BELLA FLORA DR, CERES, CA 95307-7174
Document Number	0000089918
Instrument Date	Nov 25, 2017
Instrument	89918
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3916 BELLA FLORA DR CERES CA 953077174, CERES, CA 95307-7174

Mortgage

Document Number	89919
Date	Dec 5, 2017
Instrument	89919

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,694.00 (-0.27%) Veteran's exemption	$459,500 (+2%) Land $170,606 Building $288,894
2025	$3,704.00 (+6.65%) Additional exemption filed	$450,491 (+4.04%) Land $167,261 Building $283,230
2023	$3,473.00 (-1.31%) Additional exemption filed	$433,000 Land $160,767 Building $272,233
2022	$3,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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