394 Sargo Rd, Atlantic Beach, FL 32233 Property Records

Duval County property record for 394 Sargo Rd, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1962
Lot Size	0.204 acres (8,885 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2016)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171692-0000`

Property Details

APN / Parcel Number

Primary APN	`171692-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	1,685 sqft
1st Floor Area	1,011 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,885 sqft (0.204 acres)
Lot Dimensions	95 ft deep x 94 ft wide
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Porch	Finished/Open Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	394 SARGO RD
City	ATLANTIC BEACH
State	FL
Zip	32233-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-1
Legal Description	31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2 A LOT 24 BLK 24
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	ROYAL PALMS UNIT 02A3.00
Legal Block	24
Legal Lot Number	24
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2008
Census Tract	13902

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	394 SARGO RD, ATLANTIC BEACH, FL 32233-3814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	Oct 4, 2002 · Amount on Record
Deed Document Number	2016143952
Deed Book / Page	17610 / 319
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	394 SARGO RD, ATLANTIC BEACH, FL 32233-3814
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 SARGO RD, ATLANTIC BEACH, FL 32233-3814

Mortgage

Document Number	0196800637
Date	Apr 15, 2021
Book Page	19680/637
Instrument	2021096378

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,884 (-32.42%)	$490,368 (-4.74%) Land $250,000 Building $240,368
2025	$5,117.00 (+1.93%)	$514,746 (+11.76%) Land $300,000 Building $214,746	$514,746 (+11.76%) Land $300,000 Building $214,746
2024	$5,020.00 (+2.87%)
2023	$4,880.00 (+80.14%)	$460,573 (+63.3%) Land $225,000 Building $235,573	$460,573 (+63.3%) Land $225,000 Building $235,573
2022	$2,709.00	$282,033 Land $175,000 Building $107,033	$282,033 Land $175,000 Building $107,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20