Duval County property record for 381 Sargo Rd, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,011 sqft · built 1962 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Aug 2024) |
| Tax Bill | $6,700 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171694-0000 |
| Primary APN | 171694-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,011 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 1,011 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 93 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 381 SARGO RD |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-1 |
| Legal Description | 31-16 17-2S-29E 0.18 R/P OF PT OF ROYAL PALMS UNIT 2 A LOT 2 BLK 25 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ROYAL PALMS UNIT 02A3.00 |
| Legal Block | 25 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 13902 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 381 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| May 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | Jul 16, 2020 · Amount on Record |
| Deed Document Number | 2024179744 |
| Deed Book / Page | 21162 / 2300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 16, 2020 |
| Property Address | 381 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Document Number | 0192830360 |
| Book / Page | 019283 / 000360 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 148500 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,149.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 381 SARGO RD ATLANTIC BEACH FL 322333813, ATLANTIC BEACH, FL 32233-3813 |
| Document Number | 192830362 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 019283/000362 |
| Instrument | 148501 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 9, 2019 |
| Property Address | 381 SARGO RD, ATLANTIC BEACH, FL 32233-3813 |
| Document Number | 0187861733 |
| Book / Page | 18786 / 1733 |
| Map Reference | MB 31 PG 16&16A-16D |
| Instrument Date | May 6, 2019 |
| Instrument | 2019108269 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 NOTTINGHAM DR W, 224, SAINT JOHNS, FL 32259-7905 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1539 LINKSIDE DR, ATLANTIC BEACH, FL 32233-7306 |
| Document Number | 2019108270 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 2019108270 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,606 (-7.94%) Land $250,000 Building $146,606 | $396,606 (-7.94%) Land $250,000 Building $146,606 | |
| 2025 | $6,700.00 (+39.44%) Homeowner's exemption | $430,807 (+40.04%) Land $300,000 Building $130,807 | $430,807 (+24.98%) Land $300,000 Building $130,807 |
| 2024 | $4,805.00 (+2.89%) | ||
| 2023 | $4,670.00 (+7.98%) Homeowner's exemption | $307,630 (+3%) | $344,714 (+15.42%) Land $225,000 Building $119,714 |
| 2022 | $4,325.00 Homeowner's exemption | $298,670 Land $175,000 Building $123,670 | $298,670 Land $175,000 Building $123,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 28 (1993–2024) |
| Claims Outside the SFHA | 13 of 28 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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