386 Sargo Rd, Atlantic Beach, FL 32233 Property Records

Duval County property record for 386 Sargo Rd, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,151 sqft · built 1961
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (May 2003)
Tax Bill$1,097 (2025)
Deeds & MortgagesSep 2026 Sale
Jan 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN171691-0000

Property Details

APN / Parcel Number

Primary APN171691-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,151 sqft Living Area
Gross Area1,654 sqft
1st Floor Area975 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions93 ft deep x 80 ft wide
Garage TypeCarport
Garage Area198 sqft
CarportCarport
Carport Area198 sqft
Parking Spaces1 Parking Space
Pool Area1 sqft
PorchFinished/Open Porch
Porch Area305 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address386 SARGO RD
CityATLANTIC BEACH
StateFL
Zip32233-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-1
Legal Description31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2 A LOT 23 BLK 24
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionROYAL PALMS UNIT 02A3.00
Legal Block24
Legal Lot Number23
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2008
Census Tract13902

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address386 SARGO RD, ATLANTIC BEACH, FL 32233-3814
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 5, 2022Intrafamily Transfer, Transfer · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2003 · Amount on Record
Deed SaleMay 8, 2003 · Amount on Record
Prior SaleSep 12, 2002 · Amount on Record
Deed Document Number2003146922
Deed Book / Page11079 / 947
Last Transfer DateAug 28, 2026
Transfer Doc0000210592
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateSep 5, 2026
Property Address386 SARGO RD, ATLANTIC BEACH, FL 32233-3814
Document Number0000210592
Book / Page22047 / 331
Instrument DateAug 28, 2026
Instrument2026210592
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address386 SARGO RD, ATLANTIC BEACH, FL 32233-3814

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateJan 5, 2022
Property Address386 SARGO RD, ATLANTIC BEACH, FL 32233-3814
Document Number0200830980
Book / Page20083 / 980
Map ReferenceMB 31 PG 16&16A-16D
Instrument DateDec 20, 2021
Instrument2022003018
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 SARGO RD, ATLANTIC BEACH, FL 32233-3814

Mortgage

Document Number0020083982
DateJan 5, 2022
Instrument20083/982
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term918 Months
DueJul 28, 2098
Interest
Rate TypeAdjustable Rate
Rate1.99%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate6.99%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,702 (+2.7%)$391,789 (-8.28%) Land $262,580 Building $129,209
2025$1,097.00 (+4.88%) Homeowner's exemption Senior Citizen's exemption$136,030 (+5.99%)$427,140 (+24.29%) Land $300,000 Building $127,140
2024$1,046.00 (+5.87%)
2023$988.00 (+18.04%) Homeowner's exemption Senior Citizen's exemption$128,347 (+3%)$343,668 (+16.33%) Land $225,000 Building $118,668
2022$837.00 Homeowner's exemption Senior Citizen's exemption$124,609$295,427 Land $175,000 Building $120,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims28 (1993–2024)
Claims Outside the SFHA13 of 28
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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