394 Rustys Rdg, Bryson City, NC 28713 Property Records

Swain County property record for 394 Rustys Rdg, Bryson City, NC 28713

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,869 sqft · built 2006
Lot Size	0.682 acres (29,708 sqft)
Owner	Company Name on File
Tax Bill	$1,436 (2023)
Deeds & Mortgages	Jun 2021 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`664400712145`

Property Details

APN / Parcel Number

Primary APN	`664400712145`
Alternative APN	`540713`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,869 sqft Total Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	29,708 sqft (0.682 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	540713
Street Address	394 RUSTYS RDG
City	BRYSON CITY
State	NC
Zip	28713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-NR-GREASY BR FONTANA LAKE CABIN RENTALS
Legal Subdivision	FONTANA LAKE CABIN RENTALS
Jurisdiction	SWAIN NC
Township / Civil Division	NANTAHALA
Census Block Group	1
Census Block	1009
Census Tract	960301

Owner

394 Rustys Rdg is owned by a company that acquired it in June 2021.

Source: Swain County records, as of November 6, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1790 BROWN ST, TALLAHASSEE, FL 32308-4602
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021
Deed Sale	Jun 8, 2021
Prior Sale	May 21, 2021 · Amount on File
Deed Document Number	1419
Deed Book / Page	493 / 211
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jun 8, 2021
Property Address	394 RUSTYS RDG, BRYSON CITY, NC 28713
Document Number	493/211
Book / Page	493 / 211
Instrument Date	Jun 2, 2021
Instrument	1419
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1790 BROWN ST, 1790, TALLAHASSEE, FL 32308-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 BROWN ST, TALLAHASSEE, FL 32308-4602

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	May 21, 2021
Property Address	394 RUSTYS RDG, BRYSON CITY, NC 28713
Document Number	492/440
Book / Page	492 / 440
Instrument Date	May 21, 2021
Instrument	1271
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 FARMSTEAD RD, 1404, ROCK HILL, SC 29732-8177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 BROWN ST, TALLAHASSEE, FL 32308-4602

Mortgage

Document Number	1272
Date	May 21, 2021
Instrument	1272

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,436.00 Additional exemption filed	$367,040 Land $55,450 Building $311,590	$367,040 Land $55,450 Building $311,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 394 Rustys Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Rustys Rdg is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BalsamWest FiberNET Fixed Wireless	10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rustys Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures