Swain County property record for 369 Rustys Rdg, Bryson City, NC 28713
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 1,500 sqft · built 2004 |
| Lot Size | 3.72 acres (162,043 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,000 (Dec 2005) |
| Tax Bill | $4,519 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 664400700642 |
| Primary APN | 664400700642 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 3,472 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 162,043 sqft (3.72 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 508126 |
|---|---|
| Street Address | 369 RUSTYS RDG |
| City | BRYSON CITY |
| State | NC |
| Zip | 28713-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 30-NR-2995-GREASY BR |
| Legal Subdivision | FONTANA LAKE CABIN RENTALS |
| Legal Lot Number | 15 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | NANTAHALA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960301 |
369 Rustys Rdg, a rural home, is owned by two individuals who bought it in December 2005.
Source: Swain County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1176, BRYSON CITY, NC 28713-1176 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2005 · Amount on File |
| Deed Sale | Dec 15, 2005 · Amount on File |
| Deed Document Number | 20054378 |
| Deed Book / Page | 320 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 369 RUSTYS RDG, BRYSON CITY, NC 28713-7204 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 369 RUSTYS RDG, BRYSON CITY, NC 28713-7204 |
| Document Number | 000519/343 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 519/343 |
| Instrument | 770 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BRYSON CITY, NC 28713 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 369 Rustys Rdg was $4,519.
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,519.00 | $1,046,180 Land $62,350 Building $983,830 | |
| 2025 | $1,046,180 Land $62,350 Building $983,830 | ||
| 2023 | $3,996.00 Additional exemption filed | $1,046,180 Land $62,350 Building $983,830 | $1,046,180 Land $62,350 Building $983,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 369 Rustys Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 369 Rustys Rdg is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| BalsamWest FiberNET Fixed Wireless | 10 / 1 |
4G LTE only, no 5G reported
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