369 Rustys Rdg, Bryson City, NC 28713 Property Records

Swain County property record for 369 Rustys Rdg, Bryson City, NC 28713

Property Summary

Property TypeRural Home
Details2 bd · 3 ba · 1,500 sqft · built 2004
Lot Size3.72 acres (162,043 sqft)
Owner2 Individual Names on File
Last Sale$39,000 (Dec 2005)
Tax Bill$4,519 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN664400700642

Property Details

APN / Parcel Number

Primary APN664400700642
Alternative APN
  • 508126

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,500 sqft Heated Area
Gross Area3,472 sqft
Basement Area1,500 sqft
Unfinished Basement1,500 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialMetal
Lot Area162,043 sqft (3.72 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number508126
Street Address369 RUSTYS RDG
CityBRYSON CITY
StateNC
Zip28713-7204
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description30-NR-2995-GREASY BR
Legal SubdivisionFONTANA LAKE CABIN RENTALS
Legal Lot Number15
JurisdictionSWAIN NC
Township / Civil DivisionNANTAHALA
Census Block Group1
Census Block1009
Census Tract960301

Owner

369 Rustys Rdg, a rural home, is owned by two individuals who bought it in December 2005.

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1176, BRYSON CITY, NC 28713-1176
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2005 · Amount on File
Deed SaleDec 15, 2005 · Amount on File
Deed Document Number20054378
Deed Book / Page320 / 20
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAIN NC
Property Address369 RUSTYS RDG, BRYSON CITY, NC 28713-7204
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address369 RUSTYS RDG, BRYSON CITY, NC 28713-7204

Mortgage

Document Number000519/343
DateMay 4, 2023
Book Page519/343
Instrument770
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBRYSON CITY, NC 28713
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueApr 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 369 Rustys Rdg was $4,519.

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySwain County
Unified School DistrictSwain County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,519.00$1,046,180 Land $62,350 Building $983,830
2025$1,046,180 Land $62,350 Building $983,830
2023$3,996.00 Additional exemption filed$1,046,180 Land $62,350 Building $983,830$1,046,180 Land $62,350 Building $983,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 369 Rustys Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 369 Rustys Rdg is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 86% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
BalsamWest FiberNET
Fixed Wireless
10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rustys Rdg

Nearby Streets

Search Property Records by Address or Parcel Number