121 Rustys Rdg, Bryson City, NC 28713 Property Records

Swain County property record for 121 Rustys Rdg, Bryson City, NC 28713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 2002
Lot Size	0.842 acres (36,678 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Dec 2023)
Tax Bill	$734 (2023)
Deeds & Mortgages	Dec 2023 Sale Jan 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`664400706840`

Property Details

APN / Parcel Number

Primary APN	`664400706840`
Alternative APN	`538017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Total Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	36,678 sqft (0.842 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	538017
Street Address	121 RUSTYS RDG
City	BRYSON CITY
State	NC
Zip	28713-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-NR-2995-GREASY BR FONT LAKE CABIN RENTALS LT 10
Legal Subdivision	FONTANA LAKE CABIN RENTALS
Legal Lot Number	10
Jurisdiction	SWAIN NC
Township / Civil Division	NANTAHALA
Census Block Group	1
Census Block	1009
Census Tract	960301

Owner

Source: Swain County records, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3998 NW 23RD CT, BOCA RATON, FL 33431-5446
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	2189
Deed Book / Page	526 / 562
Record Updated	Jun 7, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Dec 14, 2023
Property Address	121 RUSTYS RDG, BRYSON CITY, NC 28713-1165
Document Number	000526/562
Book / Page	526 / 562
Instrument Date	Dec 14, 2023
Instrument	2189
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3998 NW 23RD CT, BOCA RATON, FL 33431-5446

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	121 RUSTYS RDG, BRYSON CITY, NC 28713-1165
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000516/565
Date	Jan 26, 2023
Book Page	516/565
Instrument	138

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	121 RUSTYS RDG, BRYSON CITY, NC 28713-1165
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000511/170
Date	Aug 2, 2022
Book Page	511/170
Instrument	1806

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	121 RUSTYS RDG, BRYSON CITY, NC 28713-1165
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	493/429
Date	Jun 11, 2021
Book Page	493/429
Instrument	1464

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	May 26, 2017
Property Address	121 RUSTYS RDG, BRYSON CITY, NC 28713-1165
Document Number	00448/1096
Book / Page	00448 / 1096
Instrument Date	May 26, 2017
Instrument	00860
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 TAMPA AVE, 232, INDIALANTIC, FL 32903-3545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3073 CHAMPION LN SW, CONCORD, NC 28025-6012

Mortgage

Document Number	, 00861
Date	May 26, 2017
Instrument	00861

Lender

Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	May 26, 2017
Property Address	121 RUSTYS RDG, BRYSON CITY, NC 28713-1165
Document Number	00448/1096
Book / Page	00448 / 1096
Instrument Date	May 26, 2017
Instrument	00860
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 TAMPA AVE, 232, INDIALANTIC, FL 32903-3545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3073 CHAMPION LN SW, CONCORD, NC 28025-6012

Mortgage

Document Number	00861
Date	May 26, 2017
Instrument	00861

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$734.00 Additional exemption filed	$172,000 Land $25,870 Building $146,130	$172,000 Land $25,870 Building $146,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BalsamWest FiberNET Fixed Wireless	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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