394 Nersesian Rd, Hartwick, NY 13348 Property Records

Otsego County and Otsego Town property record for 394 Nersesian Rd, Hartwick, NY 13348 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 2000
Lot Size	9.03 acres (393,347 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2025)
Tax Bill	$4,539 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365089 113.00-1-74.06`

Property Details

APN / Parcel Number

Primary APN	`365089 113.00-1-74.06`
Alternative APNs	`508911300000010740060000` `210288`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	393,347 sqft (9.03 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	210288
Street Address	394 NERSESIAN RD
City	HARTWICK
State	NY
Zip	13348-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	999 0 0
Legal Block	1
Legal Lot Number	74.006
Jurisdiction	OTSEGO NY
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4097
Census Tract	590202

Owner

Source: Otsego County and Otsego Town records · APN 365089 113.00-1-74.06

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 E 32ND ST, 13, NEW YORK, NY 10016-6314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2025 · Amount on Record
Deed Sale	Oct 08, 2025 · Amount on Record
Prior Sale	Nov 30, 1999 · Amount on Record
Deed Document Number	20253988
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 08, 2025
Property Address	394 NERSESIAN RD, HARTWICK, NY 13348-2828
Document Number	0000000988
Instrument Date	Sep 30, 2025
Instrument	2025-3988
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	221 E 32ND ST APT 13, 13, NEW YORK, NY 10016-6314

Mortgage

Document Number	0000000989
Date	Oct 08, 2025
Instrument	2025-3989

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Otsego County and Otsego Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Otsego Town
Unified School District	Cooperstown Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,539.00 (+4.71%)	$265,000 (-) Land $47,100 Building $217,900	$378,571 (+5.71%) Land $67,286 Building $311,285
2024	$4,335.00 Homeowner's exemption	$265,000 (-) Land $47,100 Building $217,900	$358,108 (+10.81%) Land $63,649 Building $294,459
2023		$265,000 Land $47,100 Building $217,900	$323,171 Land $57,439 Building $265,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.