Otsego County and Otsego Town property record for 385 Nersesian Rd, Hartwick, NY 13348 · Last verified July 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 14.3 acres (623,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Jun 2025) |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 365089 128.00-1-17.03 |
| Primary APN | 365089 128.00-1-17.03 |
|---|---|
| Alternative APN |
|
| Lot Area | 623,344 sqft (14.3 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 352323 |
|---|---|
| Street Address | 385 NERSESIAN RD |
| City | HARTWICK |
| State | NY |
| Zip | 13348-2829 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Block | 1 |
| Legal Lot Number | 17.003 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTSEGO |
| Census Block Group | 4 |
| Census Block | 4067 |
| Census Tract | 590202 |
Source: Otsego County and Otsego Town records · APN 365089 128.00-1-17.03
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 WILEYTOWN RD, HARTWICK, NY 13348-2926 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT |
| Jun 12, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Deed Document Number | 20252257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 14, 2026 |
| Property Address | 385 NERSESIAN RD, HARTWICK, NY 13348-2829 |
| Document Number | 0000000760 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261760 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 385 NERSESIAN RD, HARTWICK, NY 13348-2829 |
| Document Number | 0000001760, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20261760 |
| Name | FARM CREDIT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 12, 2025 |
| Property Address | 385 NERSESIAN RD, HARTWICK, NY 13348-2829 |
| Document Number | 0000000257 |
| Instrument Date | Jun 11, 2025 |
| Instrument | 2025-2257 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 470 WILEYTOWN RD, HARTWICK, NY 13348-2926 |
| Document Number | 0000000258 |
|---|---|
| Date | Jun 12, 2025 |
| Instrument | 2025-2258 |
| Name | FARM CREDIT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Otsego Town records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otsego Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $927.00 | $51,300 Land $51,300 | $73,286 Land $73,286 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775902024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1978–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2006, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Otsego Electric Cooperative | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures