232 Nersesian Rd, Hartwick, NY 13348 Property Records

Otsego County and Hartwick Town property record for 232 Nersesian Rd, Hartwick, NY 13348 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1990
Lot Size	9.02 acres (392,911 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Dec 1999)
Tax Bill	$4,672 (2025)
Flood Zone	Zone X (minimal risk)
APN	`363200 128.00-2-22.03`

Property Details

APN / Parcel Number

Primary APN	`363200 128.00-2-22.03`
Alternative APNs	`320012800000020220030000` `229888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	392,911 sqft (9.02 acres)
Lot Width	976 ft Width
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	832 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	229888
Street Address	232 NERSESIAN RD
City	HARTWICK
State	NY
Zip	13348-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	999 0 0
Legal Block	2
Legal Lot Number	22.003
Jurisdiction	OTSEGO NY
Township / Civil Division	HARTWICK
Census Block Group	1
Census Block	1010
Census Tract	590201

Owner

Source: Otsego County and Hartwick Town records · APN 363200 128.00-2-22.03

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 NERSESIAN RD, HARTWICK, NY 13348-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 1999 · Amount on Record
Deed Sale	Dec 03, 1999 · Amount on Record
Deed Book / Page	884 / 299
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Hartwick Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Hartwick Town
Unified School District	Cooperstown Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00	$257,900 (-) Land $66,000 Building $191,900	$368,429 (+24%) Land $94,286 Building $274,143
2023		$257,900 Land $66,000 Building $191,900	$297,120 Land $76,037 Building $221,083

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775902011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Otsego Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.