394 Echo Ln, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 394 Echo Ln, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$497,700 (Aug 2025)
Tax Bill	$3,270 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370432-227424-0000`

Property Details

APN / Parcel Number

Primary APN	`370432-227424-0000`
Alternative APNs	`619171` `580830` `36084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	1,294 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding Sheathing
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	36084
Street Address	394 ECHO LN
City	SEDRO WOOLLEY
State	WA
Zip	98284-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES LOT 36 BLK 2
Legal Range	04
Legal Township	37
Legal Section	32
Legal Subdivision	GLENHAVEN LAKES
Legal Block	2
Legal Lot Number	36
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1012
Census Tract	807

Owner

394 Echo Ln is owned and occupied by an individual who bought it in August 2025.

Source: Whatcom County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	394 ECHO LN, SEDRO WOOLLEY, WA 98284-9578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on File
Deed Sale	Aug 6, 2025 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	2025428
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 28, 2021
Property Address	394 ECHO LN, SEDRO WOOLLEY, WA 98284-9578
Document Number	20210504783
Map Reference	MB 9 PG 35&36
Instrument Date	May 26, 2021
Instrument	2021-0504783
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	GUARDIAN NORTHWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 ECHO LN, SEDRO WOOLLEY, WA 98284-9578

Mortgage

Document Number	20210504784
Date	May 28, 2021
Instrument	2021-0504784

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 394 Echo Ln was $3,270, up 40.2% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00 (+40.22%)
2025	$2,332.00	$421,239 Land $150,000 Building $271,239	$421,239 Land $150,000 Building $271,239
2022		$337,167 Land $106,977 Building $230,190	$337,167 Land $106,977 Building $230,190
2021	$2,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 394 Echo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Echo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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