Whatcom County property record for 378 Echo Ln, Sedro Woolley, WA 98284
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,391 sqft · built 1993 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $468,180 (Aug 2023) |
| Tax Bill | $3,174 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 549334 |
| Primary APN | 549334 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Deck Area | 96 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 549334 |
|---|---|
| Street Address | 378 ECHO LN |
| City | SEDRO WOOLLEY |
| State | WA |
| Zip | 98284-9578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | GLENHAVEN LAKES LOT 32 BLK 2 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 32 |
| Legal Subdivision | GLENHAVEN LAKES |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 807 |
Source: Whatcom County records · APN 549334
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 378 ECHO LN, SEDRO WOOLLEY, WA 98284-9578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2023 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG |
| Feb 26, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage PLANET HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2023 · Amount on Record |
| Deed Sale | Aug 03, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2018 |
| Deed Document Number | 2023-0800232 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 03, 2023 |
| Property Address | 378 ECHO LN, SEDRO WOOLLEY, WA 98284-9578 |
| Document Number | 0000800232 |
| Map Reference | VOL 9 PG 35&36 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023-0800232 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | LAND TITLE BURLINGTON, LAND T&E BURLNGTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,495.88 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 378 ECHO LN, SEDRO WOOLLEY, WA 98284-9578 |
| Document Number | 0000800233 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 2023-0800233 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 378 ECHO LN, SEDRO WOOLLEY, WA 98284-9578 |
| Document Number | 2201004596 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2020 |
| Title Company | MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 378 ECHO LN SEDRO WOOLLEY WA 982849578, SEDRO WOOLLEY, WA 98284-9578 |
| Document Number | 2201004596 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 1004596 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 26, 2018 |
| Property Address | 378 ECHO LN, SEDRO WOOLLEY, WA 98284-9578 |
| Document Number | 2180202412 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 202412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 378 ECHO LN SEDRO WOOLLEY WA 982849578, SEDRO WOOLLEY, WA 98284-9578 |
| Document Number | 2180202413 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 202413 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,174.00 (+33.03%) | $438,053 (+16.47%) Land $150,000 Building $288,053 | $438,053 (+16.47%) Land $150,000 Building $288,053 |
| 2022 | $376,115 Land $106,977 Building $269,138 | $376,115 Land $106,977 Building $269,138 | |
| 2021 | $2,386.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 271 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLENHAVEN LAKES CLUB private · serves 1,780 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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