386 Echo Ln, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 386 Echo Ln, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2006
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$386,000 (Nov 2020)
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`575569`

Property Details

APN / Parcel Number

Primary APN	`575569`
Alternative APNs	`370432 219415 0000` `36058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	575569
Street Address	386 ECHO LN
City	SEDRO WOOLLEY
State	WA
Zip	98284-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES LOT 34 BLK 2
Legal Range	04
Legal Township	37
Legal Section	32
Legal Subdivision	GLENHAVEN LAKES
Legal Block	2
Legal Lot Number	34
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1012
Census Tract	807

Owner

386 Echo Ln is owned and occupied by an individual who bought it in November 2020.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	386 ECHO LN, SEDRO WOOLLEY, WA 98284-9578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Dec 30, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 6, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 13, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Mar 18, 2009 · Amount on File
Deed Document Number	2020-1103912
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 20, 2020
Property Address	386 ECHO LN, SEDRO WOOLLEY, WA 98284-9578
Document Number	2201103912
Instrument Date	Nov 16, 2020
Instrument	1103912
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,181.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 ECHO LN SEDRO WOOLLEY WA 982849578, SEDRO WOOLLEY, WA 98284-9578

Mortgage

Document Number	2201103913
Date	Nov 20, 2020
Instrument	1103913

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

Mortgage

Document Number	2201103914,
Date	Nov 20, 2020
Instrument	1103914

Lender

Name	HOUSING FIN AUTH
Address	1000 2ND AVE # 2700, SEATTLE, WA 98104-3601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	386 ECHO LN, SEDRO WOOLLEY, WA 98284-9578
Document Number	2200102578
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	386 ECHO LN SEDRO WOOLLEY WA 982849578, SEDRO WOOLLEY, WA 98284-9578

Mortgage

Document Number	2200102578
Date	Jan 23, 2020
Instrument	102578

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	386 ECHO LN, SEDRO WOOLLEY, WA 98284-9578
Document Number	2180701005
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	386 ECHO LN SEDRO WOOLLEY WA 982849578, SEDRO WOOLLEY, WA 98284-9578

Mortgage

Document Number	2180701005
Date	Jul 11, 2018
Instrument	701005

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	386 ECHO LN, SEDRO WOOLLEY, WA 98284-9578
Document Number	2171002404
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	386 ECHO LN SEDRO WOOLLEY WA 982849578, SEDRO WOOLLEY, WA 98284-9578

Mortgage

Document Number	2171002404
Date	Oct 23, 2017
Instrument	1002404

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 386 Echo Ln was $3,371.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,371.00	$465,296 Land $150,000 Building $315,296	$465,296 Land $150,000 Building $315,296
2022		$402,755 Land $106,977 Building $295,778	$402,755 Land $106,977 Building $295,778
2021	$2,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 Echo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Echo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Ln

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