394 E Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 394 E Main St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1928
Lot Size	0.127 acres (5,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Feb 2022)
Tax Bill	$10,055 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00005-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-00005-0000-00002`
Alternative APN	`180000500002`

Interior

Stories	2 Stories
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	394 E MAIN ST
City	SOMERVILLE
State	NJ
Zip	08876-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	VANDOREN TERS
Legal Block	5
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1003
Census Tract	50400

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	394 E MAIN ST, SOMERVILLE, NJ 08876-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	20226786
Deed Book / Page	7424 / 3298
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 14, 2022
Property Address	394 E MAIN ST, SOMERVILLE, NJ 08876-3123
Document Number	0000006786
Book / Page	7424 / 3298
Instrument Date	Feb 3, 2022
Instrument	2022006786
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 W END AVE # 10, 915, NEW YORK, NY 10025-3535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E MAIN ST, SOMERVILLE, NJ 08876-3123

Mortgage

Document Number	0000006787
Date	Feb 14, 2022
Instrument	2022006787

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	394 E MAIN ST, SOMERVILLE, NJ 08876-3123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035396
Date	Aug 11, 2020
Book Page	7236/1912
Instrument	2020035396

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,500 (-) Land $97,700 Building $148,800	$246,500 (-) Land $97,700 Building $148,800
2025	$10,055.00 (+3.19%)	$246,500 (-) Land $97,700 Building $148,800	$246,500 (-) Land $97,700 Building $148,800
2024	$9,744.00 (+5.11%)
2023		$246,500 Land $97,700 Building $148,800	$246,500 Land $97,700 Building $148,800
2022	$9,270.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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