398 E Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 398 E Main St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 1928
Lot Size0.145 acres (6,299 sqft)
Owner2 Individual Names on File
Tax Bill$9,304 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Dec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-00005-0000-00004

Property Details

APN / Parcel Number

Primary APN18-00005-0000-00004
Alternative APN
  • 180000500004

Interior

Stories2 Stories
Building Area1,500 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area6,299 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address398 E MAIN ST
CitySOMERVILLE
StateNJ
Zip08876-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVAN DOREN TERRACE
Legal Block5
Legal Lot Number4
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1003
Census Tract50400

Owner

Source: Somerset County and Somerville Borough records · APN 18-00005-0000-00004

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address398 E MAIN ST, SOMERVILLE, NJ 08876-3123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Dec 23, 2016Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address398 E MAIN ST, SOMERVILLE, NJ 08876-3123
Document Number0000036560
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 E MAIN ST SOMERVILLE NJ 088763123, SOMERVILLE, NJ 08876-3123

Mortgage

Document Number0000036560
DateSep 27, 2019
Book Page007154/002086
Instrument36560
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 26, 2049
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address398 E MAIN ST, SOMERVILLE, NJ 08876-3123
Document Number0000000545
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 E MAIN ST SOMERVILLE NJ 088763123, SOMERVILLE, NJ 08876-3123

Mortgage

Document Number0000000545
DateJan 04, 2017
Book Page006932/002314
Instrument545
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 03, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$228,100 (-) Land $99,500 Building $128,600$228,100 (-) Land $99,500 Building $128,600
2025$9,304.00 (+3.19%)$228,100 (-) Land $99,500 Building $128,600$228,100 (-) Land $99,500 Building $128,600
2024$9,016.00 (+5.11%)
2023$228,100 Land $99,500 Building $128,600$228,100 Land $99,500 Building $128,600
2022$8,578.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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