385 E Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 385 E Main St, Somerville, NJ 08876 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1920
Square Footage1,905 sqft Living Area
Lot Size5,798 sqft (0.133 acres)
Last Sale$650,000 (2025)
Tax Bill$10,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-00011-01-00003
Alternative APN
  • 1800011000000003

Interior

Building Area1,905 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame Construction
Lot Area5,798 sqft (0.133 acres)
Depth X Width145 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1800011000000003
Street Address385 E MAIN ST
CitySOMERVILLE
StateNJ
Zip08876-3126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionROSS BLDG LTS
Legal Block11.1
Legal Lot Number3
JurisdictionSOMERSET NJ
Minor Civil DivisionSOMERVILLE
Census Blockgroup2
Census Block2009
Census Tract50300

Owner

Source: Somerset County and Somerville Borough records · APN 18-00011-01-00003

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address385 E MAIN ST, SOMERVILLE, NJ 08876-3126
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Oct 06, 2022Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Nov 10, 2025Deed, Transfer · Conventional Mortgage
ACC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleOct 30, 1997 · Amount on Record
Deed Doc Number202531603
Deed Book / Page7649 / 1868
Prior Transfer DateJun 20, 2006
Prior Transfer Doc0000046631
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address385 E MAIN ST, SOMERVILLE, NJ 08876-3126
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045080
DateNov 07, 2022
Book Page7478/3701
Instrument2022045080
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address385 E MAIN ST, SOMERVILLE, NJ 08876-3126
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041543
DateOct 06, 2022
Book Page7473/1838
Instrument2022041543
Lender
NameAFFINITY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateNov 10, 2025
Property Address385 E MAIN ST, SOMERVILLE, NJ 08876-3126
Document Number0000031603
Book / Page7649 / 1868
Instrument DateOct 29, 2025
Instrument2025031603
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address722 COURTYARD DR, HILLSBOROUGH, NJ 08844-4257

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 E MAIN ST, SOMERVILLE, NJ 08876-3126

Mortgage

Document Number0000031604
DateNov 10, 2025
Instrument2025031604
Lender
NameACC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$282,200 (+11.9%) Land $98,300 Building $183,900$282,200 (+11.9%) Land $98,300 Building $183,900
2025$10,287.00 (+3.19%)$252,200 (-) Land $98,300 Building $153,900$252,200 (-) Land $98,300 Building $153,900
2024$9,969.00 (+5.1%)
2023$252,200 Land $98,300 Building $153,900$252,200 Land $98,300 Building $153,900
2022$9,485.00

Flood & Wildfire

385 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Somerset County (34035C), updated September 3, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

Nearby Streets

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