394 E Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 394 E Main St, Forest City, NC 28043 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 1930
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2020)
Tax Bill	$942 (2022)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0418908`

Property Details

APN / Parcel Number

Primary APN	`0418908`
Alternative APNs	`418908` `6596`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,528 sqft Heated Area
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Porch	Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	6596
Old Parcel Number	0418908
Street Address	394 E MAIN ST
City	FOREST CITY
State	NC
Zip	28043-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1548088749440000; RES E MAIN ST
Legal Subdivision	DEFOREST ANX
Legal Block	5
Legal Lot Number	4
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	5
Census Block	5007
Census Tract	960800

Owner

Source: Rutherford County records · APN 0418908

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 704, FOREST CITY, NC 28043-0704
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2020 · Amount on Record
Deed Sale	Jan 03, 2020 · Amount on Record
Prior Sale	May 09, 2014 · Amount on Record
Deed Document Number	0002029883
Deed Book / Page	2029 / 883
Record Updated	Jun 07, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 03, 2020
Property Address	394 E MAIN ST, FOREST CITY, NC 28043-3103
Document Number	0020290883
Book / Page	2029 / 0883
Map Reference	MB 1084 PG 451
Instrument Date	Jan 03, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2639 ULTRA VISTA DR, 2639, MAITLAND, FL 32751-5180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 704, FOREST CITY, NC 28043-0704

Mortgage

Document Number	0020290886
Date	Jan 03, 2020
Instrument	2029/0886

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$157,400 Land $26,000 Building $131,400	$157,400 Land $26,000 Building $131,400
2022	$942.00
2021	$942.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the East Main Street Historic District listed 2005 · 118 contributing resources · NRIS 05001450

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Vyve Broadband	Cable	2,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: e-Polk, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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