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344 E Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 344 E Main St, Forest City, NC 28043

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,656 sqft · built 1922
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Dec 2017)
Tax Bill$2,297 (2022)
Deeds & MortgagesAug 2021 Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN0427979

Property Details

APN / Parcel Number

Primary APN0427979
Alternative APNs
  • 427979
  • 9971

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,656 sqft Heated Area
Gross Area7,740 sqft
FlooringWood
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Architectural StyleSplit Level
Exterior MaterialStone
Foundation TypeBlock
Roof TypeHip
Roof MaterialTile
Lot Area33,106 sqft (0.76 acres)
PorchPorch
Porch Area700 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number9971
Old Parcel Number0427979
Street Address344 E MAIN ST
CityFOREST CITY
StateNC
Zip28043-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOI
Legal DescriptionRES. E. MAIN ST.
Legal SubdivisionWS MOSS
Legal Block5
Legal Lot Number9
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOOL SPRING
Census Block Group5
Census Block5007
Census Tract960800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Main Street Historic District
listed 2005 · 118 contributing resources · NRIS 05001450

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address344 E MAIN ST, FOREST CITY, NC 28043-3103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Dec 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2017 · Amount on Record
Deed SaleDec 21, 2017 · Amount on Record
Deed Document Number0001165273
Deed Book / Page1165 / 273
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address344 E MAIN ST, FOREST CITY, NC 28043-3103
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020502976
DateAug 27, 2021
Book Page2050/2976
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateDec 21, 2017
Property Address344 E MAIN ST, FOREST CITY, NC 28043-3103
Document Number0011650273
Book / Page001165 / 000273
Instrument DateDec 19, 2017
Instrument5780
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 CAROLINA AVE FOREST CITY NC 280433232, FOREST CITY, NC 28043-3232

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityForest City Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$350,600 Land $31,200 Building $319,400$350,600 Land $31,200 Building $319,400
2022$2,297.00
2021$2,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FOREST CITY
serves 21,521 people · EPA ID NC0181010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Vyve Broadband
Cable		2,000 / 50
Pangaea Internet
Fiber		500 / 500
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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