402 E Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 402 E Main St, Forest City, NC 28043 · Last verified September 2023

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4 bd · 3 ba · 2,071 sqft · built 1930
Lot Size0.8 acres (34,848 sqft)
OwnerCompany Name on File
Last Sale$365,000 (Apr 2004)
Tax Bill$3,964 (2022)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1636419

Property Details

APN / Parcel Number

Primary APN1636419
Alternative APN
  • 45005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,071 sqft Gross Area
Gross Area6,213 sqft
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area34,848 sqft (0.8 acres)
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area660 sqft
Deck Area210 sqft
Patio Area746 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number45005
Street Address402 E MAIN ST
CityFOREST CITY
StateNC
Zip28043-3138
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionGPIN:1548088759630000; APTS EAST MAIN ST
Legal Block5
Legal Lot Number3
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOOL SPRING
Census Block Group5
Census Block5007
Census Tract960800

Owner

Source: Rutherford County records · APN 1636419

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address196 CHASE HIGH RD, FOREST CITY, NC 28043-5649
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2004 · Amount on Record
Deed SaleApr 16, 2004 · Amount on Record
Deed Document Number0000844262
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address402 E MAIN ST, FOREST CITY, NC 28043-3138
Transaction TypeMortgage
Record UpdatedNov 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 MCSWAIN RD, FOREST CITY, NC 28043-5786

Mortgage

Document Number0020510001
DateSep 09, 2021
Book Page2051/1
Lender
NameFIRST CITIZENS BANK
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityForest City Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$764,500 Land $83,600 Building $680,900$764,500 Land $83,600 Building $680,900
2022$3,964.00
2021$3,964.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 46% of North Carolina
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the East Main Street Historic District
listed 2005 · 118 contributing resources · NRIS 05001450

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Vyve BroadbandCable2,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: e-Polk, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Main St

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