3936 San Ramon Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 3936 San Ramon Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 908 sqft · built 1982
Lot Size0.142 acres (6,197 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Jun 2025)
Tax Bill$3,993 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN160-521-84-00

Property Details

APN / Parcel Number

Primary APN160-521-84-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area908 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,197 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3936 SAN RAMON DR
CityOCEANSIDE
StateCA
Zip92057-7240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 170 TR 010191
Legal SubdivisionRANCHO HERMOSA
Legal Tract010191
Legal Block1
Legal Lot Number170
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract18512

Owner

3936 San Ramon Dr is owned and occupied by an individual who bought it in June 2025.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3936 SAN RAMON DR, OCEANSIDE, CA 92057-7240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 9, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2025 · Amount on File
Deed SaleJun 13, 2025 · Amount on File
Prior SaleJul 21, 2004 · Amount on File
Deed Document Number2025158355
Prior Transfer DateApr 17, 1995
Prior Transfer Doc0000184918
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3936 SAN RAMON DR, OCEANSIDE, CA 92057-7240
Transaction TypeMortgage
Record UpdatedFeb 17, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3936 SAN RAMON DR, OCEANSIDE, CA 92057-7240

Mortgage

Document Number0000034894
DateFeb 9, 2026
Instrument2026-0034894
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 9, 2017
Property Address3936 SAN RAMON DR, OCEANSIDE, CA 92057-7240
Document Number0000523815
Instrument DateOct 7, 2017
Instrument523815
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3936 SAN RAMON DR OCEANSIDE CA 920577240, OCEANSIDE, CA 92057-7240

Tax Assessment & Valuation

The 2025 property tax bill for 3936 San Ramon Dr was $3,993.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$499,800 (+43.44%) Land $387,600 Building $112,200
2025$3,993.00 Homeowner's exemption$348,449 Land $243,915 Building $104,534
2023$3,790.00 (+1.72%) Homeowner's exemption$334,921 Land $234,445 Building $100,476
2022$3,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3936 San Ramon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3936 San Ramon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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