3935 San Ramon Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 3935 San Ramon Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 820 sqft · built 1982
Lot Size	0.18 acres (7,825 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Nov 2025)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`160-521-02-00`

Property Details

APN / Parcel Number

Primary APN	`160-521-02-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	7,825 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3935 SAN RAMON DR
City	OCEANSIDE
State	CA
Zip	92057-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 2 TR 010191
Legal Subdivision	RANCHO HERMOSA
Legal Tract	010191
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 17, 2025	Grant Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Apr 30, 2019	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage VINOD N PATEL
Nov 27, 2018	Grant Deed, Transfer · Conventional Mortgage WISE FAMILY TRUST (PT)
Nov 26, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	2025324325
Prior Transfer Date	Apr 17, 1996
Prior Transfer Doc	0000216281
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241

Mortgage

Document Number	0000813855
Date	Nov 29, 2021
Instrument	2021-0813855

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2025
Property Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000324325
Map Reference	MAP 10191
Instrument Date	Nov 3, 2025
Instrument	2025-0324325
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241

Mortgage

Document Number	0000324326
Date	Nov 17, 2025
Instrument	2025-0324326

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000462886
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3935 SAN RAMON DR OCEANSIDE CA 920577241, OCEANSIDE, CA 92057-7241

Mortgage

Document Number	0000462886
Date	Aug 18, 2020
Instrument	462886

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2019
Property Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000159756
Instrument Date	Apr 22, 2019
Instrument	159756
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3935 SAN RAMON DR OCEANSIDE CA 920577241, OCEANSIDE, CA 92057-7241

Mortgage

Document Number	159757
Date	Apr 30, 2019
Instrument	159757

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000081253
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 N COAST HWY OCEANSIDE CA 920541009, OCEANSIDE, CA 92054-1009

Mortgage

Document Number	0000081253
Date	Mar 7, 2019
Instrument	81253

Lender

Name	VINOD N PATEL
Address	2009 VALLEY RD, OCEANSIDE, CA 92056-3112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2018
Property Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000488613
Instrument Date	Nov 19, 2018
Instrument	488613
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 N COAST HWY OCEANSIDE CA 920541009, OCEANSIDE, CA 92054-1009

Mortgage

Document Number	488614
Date	Nov 27, 2018
Instrument	488614

Lender

Name	WISE FAMILY TRUST (PT)
Address	PO BOX 2767, RANCHO SANTA FE, CA 92067-2767

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 26, 2018
Property Address	3935 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000487331
Instrument Date	Nov 5, 2018
Instrument	487331
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$294.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5030 CAMINO DE IA -SIESTA - 40 SAN DIEGO CA 92108, SAN DIEGO, CA 92108

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,000 (+45.82%) Land $454,917 Building $155,083
2025	$4,852.00 (+5.25%)	$418,314 (+4.04%) Land $311,964 Building $106,350
2023	$4,610.00 (+1.65%)	$402,072 Land $299,851 Building $102,221
2022	$4,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks.

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