3919 San Ramon Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 3919 San Ramon Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 908 sqft · built 1982
Lot Size	0.203 acres (8,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jul 2022)
Tax Bill	$6,804 (2025)
Deeds & Mortgages	Jul 2022 Sale Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-521-06-00`

Property Details

APN / Parcel Number

Primary APN	`160-521-06-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	908 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	8,860 sqft (0.203 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3919 SAN RAMON DR
City	OCEANSIDE
State	CA
Zip	92057-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 6 TR 010191
Legal Subdivision	RANCHO HERMOSA
Legal Tract	010191
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3919 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jun 25, 2021	Grant Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Aug 31, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	2022271769
Prior Transfer Date	Jun 29, 1996
Prior Transfer Doc	0000382325
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2022
Property Address	3919 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000271769
Map Reference	MAP 10191
Instrument Date	Jun 16, 2022
Instrument	2022-0271769
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3919 SAN RAMON DR, OCEANSIDE, CA 92057-7241

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2021
Property Address	3919 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000464666
Map Reference	MAP 10191
Instrument Date	Jun 22, 2021
Instrument	2021-0464666
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3919 SAN RAMON DR, OCEANSIDE, CA 92057-7241

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3919 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000399374
Date	Aug 31, 2017
Instrument	2017-0399374

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.41%
Type Change Date	Sep 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3919 SAN RAMON DR, OCEANSIDE, CA 92057-7241
Document Number	0000399375
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 SAN RAMON DR OCEANSIDE CA 920577241, OCEANSIDE, CA 92057-7241

Mortgage

Document Number	0000399375
Date	Aug 31, 2017
Instrument	399375

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.41%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,887 (+2%) Land $483,910 Building $120,977
2025	$6,804.00 (+8.36%)	$593,027 (+7.24%) Land $474,422 Building $118,605
2023	$6,279.00 (+10.41%)	$553,000 Land $442,000 Building $111,000
2022	$5,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks.

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