3936 Pine Ridge Rd, Lowgap, NC 27024 Property Records

Surry County property record for 3936 Pine Ridge Rd, Lowgap, NC 27024

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,512 sqft · built 2017
Lot Size	10.1 acres (440,827 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 2017)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4072-00-96-9111`

Property Details

APN / Parcel Number

Primary APN	`4072-00-96-9111`
Alternative APN	`100109701`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	440,827 sqft (10.1 acres)
Lot Width	549 ft Width
Garage Area	1,440 sqft
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100109701
Street Address	3936 PINE RIDGE RD
City	LOWGAP
State	NC
Zip	27024-8932
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	TRACT 1 PB 19 PG 46
Legal Subdivision	STEWARTS CREEK
Legal Tract	1
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1003
Census Tract	930803

Owner

Source: Surry County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3936 PINE RIDGE RD, LOWGAP, NC 27024-8932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Oct 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Prior Sale	Aug 29, 2006 · Amount on Record
Deed Book / Page	1611 / 539
Last Transfer Date	Nov 18, 2025
Transfer Doc	001954/592
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 18, 2025
Property Address	3936 PINE RIDGE RD, LOWGAP, NC 27024-8932
Document Number	001954/592
Book / Page	1954 / 592
Instrument Date	Nov 18, 2025
Instrument	729399
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 PINE RIDGE RD, LOWGAP, NC 27024-8932

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	3936 PINE RIDGE RD, LOWGAP, NC 27024-8932
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001797/398
Date	Jan 19, 2022
Book Page	1797/398
Instrument	691858

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	3936 PINE RIDGE RD, LOWGAP, NC 27024-8932
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001759/741
Date	May 3, 2021
Book Page	1759/741
Instrument	683621

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 20, 2017
Property Address	3936 PINE RIDGE RD, LOWGAP, NC 27024-8932
Document Number	01611/0539
Book / Page	1611 / 0539
Instrument Date	Oct 20, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 MEARS RD, 355, MOUNT AIRY, NC 27030-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 SPRING ST, MOUNT AIRY, NC 27030-5513

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00 (+39.56%)	$259,310 (+19.06%) Land $50,910 Building $208,400	$259,310 (+19.06%) Land $50,910 Building $208,400
2023	$953.00	$217,790 Land $42,630 Building $175,160	$217,790 Land $42,630 Building $175,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Membership Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Spectrum.

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