3820 Pine Ridge Rd, Lowgap, NC 27024 Property Records

Surry County property record for 3820 Pine Ridge Rd, Lowgap, NC 27024 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,044 sqft · built 1900
Lot Size	15 acres (657,320 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jul 2002)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Jan 2023 Refinance Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4072-00-95-5017`

Property Details

APN / Parcel Number

Primary APN	`4072-00-95-5017`
Alternative APN	`100096098`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	657,320 sqft (15 acres)
Lot Width	190 ft Width
Porch	Slab
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100096098
Street Address	3820 PINE RIDGE RD
City	LOWGAP
State	NC
Zip	27024-8931
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 4 PB 19 PG 46
Legal Subdivision	STEWARTS CREEK
Legal Tract	4
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1003
Census Tract	930803

Owner

Source: Surry County records · APN 4072-00-95-5017

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 488, TOAST, NC 27049-0488
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAROLINA FARM CREDIT
Oct 09, 2018	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2002 · Amount on Record
Deed Sale	Jul 01, 2002 · Amount on Record
Prior Sale	Jul 01, 2002
Deed Book / Page	879 / 896
Last Transfer Date	Jul 16, 2015
Transfer Doc	1528/0767
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	3820 PINE RIDGE RD, LOWGAP, NC 27024-8931
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001842/898
Date	Jan 23, 2023
Book Page	1842/898
Instrument	702460

Lender

Name	CAROLINA FARM CREDIT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	3820 PINE RIDGE RD, LOWGAP, NC 27024-8931
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001647/0000000885
Date	Oct 09, 2018
Book Page	0000001647/0000000885
Instrument	000000658027

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (+70.31%)	$205,650 (+53.9%) Land $60,990 Building $144,660	$205,650 (+53.9%) Land $60,990 Building $144,660
2023	$751.00	$133,630 Land $51,070 Building $82,560	$133,630 Land $51,070 Building $82,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Surry Telephone Membership	Fiber	1,000 / 1,000
Fastlink Communications	Fixed Wireless (unlicensed)	100 / 25

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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