3844 Pine Ridge Rd, Lowgap, NC 27024 Property Records

Surry County property record for 3844 Pine Ridge Rd, Lowgap, NC 27024

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,473 sqft · built 1974
Lot Size10 acres (439,520 sqft)
Owner2 Individual Names on Record
Last Sale$144,500 (Oct 2017)
Tax Bill$1,205 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4072-00-95-6462

Property Details

APN / Parcel Number

Primary APN4072-00-95-6462
Alternative APN
  • 100109734

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,473 sqft Living Area
1st Floor Area1,473 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area439,520 sqft (10 acres)
Lot Width538 ft Width
Garage TypeCarport
Garage Area920 sqft
CarportCarport
Carport Area920 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area360 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100109734
Street Address3844 PINE RIDGE RD
CityLOWGAP
StateNC
Zip27024-8931
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionTRACT 3 PB 19 PG 46
Legal SubdivisionSTEWARTS CREEK
Legal Tract3
JurisdictionSURRY NC
Township / Civil DivisionSTEWARTS CREEK
Census Block Group1
Census Block1003
Census Tract930803

Owner

Source: Surry County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3844 PINE RIDGE RD, LOWGAP, NC 27024-8931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2017 · Amount on Record
Deed SaleOct 26, 2017 · Amount on Record
Prior SaleJun 2, 2016 · Amount on Record
Deed Book / Page1612 / 105
Prior Transfer DateJul 16, 2015
Prior Transfer Doc1528/0767
Record UpdatedJun 8, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateOct 26, 2017
Property Address3844 PINE RIDGE RD, LOWGAP, NC 27024-8931
Document Number01612/0105
Book / Page1612 / 0105
Instrument DateOct 25, 2017
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,445.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address333 LINVILLE RD, 333, MOUNT AIRY, NC 27030-3629

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 GAYNELLS WAY, LOWGAP, NC 27024-9284

Mortgage

Document Number01612/0108
DateOct 26, 2017
Book Page1612/0108
Lender
NameFIRST COMMUNITY BANK
TypeBank
AddressBLUEFIELD, VA 24605
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 26, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableAdjustable Rate Rider
Type Change DateOct 26, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,205.00 (+48.95%)$193,180 (+31.69%) Land $50,760 Building $142,420$193,180 (+31.69%) Land $50,760 Building $142,420
2023$809.00$146,690 Land $42,500 Building $104,190$146,690 Land $42,500 Building $104,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
1,000 / 1,000
Fastlink Communications
Fixed Wireless
100 / 25

May also be available: Spectrum.

Nearby Properties on Pine Ridge Rd

Nearby Streets

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