3936 Beaver Rd, Union, KY 41091 Property Records

Boone County property record for 3936 Beaver Rd, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,560 sqft · built 2015
Lot Size	7.21 acres (314,285 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2022)
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031.00-00-008.00`

Property Details

APN / Parcel Number

Primary APN	`031.00-00-008.00`
Alternative APN	`40727`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,560 sqft Finished Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Lot Area	314,285 sqft (7.21 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3936 BEAVER RD
City	UNION
State	KY
Zip	41091-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.2154 AC ON KY 338 (31-8,8C)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1009
Census Tract	70601

Owner

Source: Boone County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3936 BEAVER RD, UNION, KY 41091-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage HERITAGE BANK
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 6, 2022	Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF KENTUCKY
May 11, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Mar 3, 2014 · Amount on Record
Deed Document Number	2022568146
Deed Book / Page	1184 / 903
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0D1034/234
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3936 BEAVER RD, UNION, KY 41091-8416
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4006/513
Date	Feb 17, 2017
Book Page	M4006/513
Instrument	720953

Lender

Name	HERITAGE BANK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3936 BEAVER RD, UNION, KY 41091-8416
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4198/852
Date	Jul 17, 2019
Book Page	M4198/852
Instrument	778787

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3936 BEAVER RD, UNION, KY 41091-8416
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4215/611
Date	Sep 10, 2019
Book Page	M4215/611
Instrument	783092

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 13, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Apr 6, 2022
Property Address	3936 BEAVER RD, UNION, KY 41091-8416
Document Number	0D1184/903
Book / Page	D1184 / 903
Instrument Date	Apr 1, 2022
Instrument	868146
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 ATLANTA CT, 1515, FLORENCE, KY 41042-8538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 BEAVER RD, UNION, KY 41091-8416

Mortgage

Document Number	0000868147
Date	Apr 6, 2022
Instrument	868147

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	May 11, 2021
Property Address	3936 BEAVER RD, UNION, KY 41091-8416
Document Number	D1165/481
Book / Page	D1165 / 481
Map Reference	MB 1034 PG 234
Instrument Date	May 3, 2021
Instrument	835166
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 ATLANTA CT, 1515, FLORENCE, KY 41042-8538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 BEAVER RD, UNION, KY 41091-8416

Mortgage

Document Number	0M4459/518
Date	May 11, 2021
Book Page	M4459/518
Instrument	835167

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,067.00 (-5.18%)	$185,000 (-) Land $185,000
2024			$185,000 (-) Land $185,000
2023	$2,180.00 (+4.96%)	$185,000 (-) Land $185,000	$185,000 (-) Land $185,000
2022	$2,077.00	$185,000 Land $185,000	$185,000 Land $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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