3934 NW 18th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3934 NW 18th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,429 sqft · built 2005
Lot Size0.355 acres (15,464 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Nov 2022)
Tax Bill$3,189 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN1-05-37-35-0010-00050-0190

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0010-00050-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,429 sqft Heated Area
Gross Area2,001 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,464 sqft (0.355 acres)
Lot Dimensions125 ft deep x 124 ft wide
PorchOpen Porch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3934 NW 18TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 19 BLOCK 5
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED
Legal Block5
Legal Lot Number19
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1025
Census Tract910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3934 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 18, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 30, 2018Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleMar 18, 2019 · Amount on Record
Deed Document Number2022015392
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateNov 29, 2022
Property Address3934 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Document Number0000015392
Map ReferenceMB 3 PG 22
Instrument DateNov 25, 2022
Instrument2022015392
Transaction TypeTransfer
Record UpdatedDec 8, 2022
Title CompanyCLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3310 NW 26TH AVE, 3310, OKEECHOBEE, FL 34972-1426

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3934 NW 18TH AVE, OKEECHOBEE, FL 34972-1663

Mortgage

Document Number0000015393
DateNov 29, 2022
Instrument2022015393
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 18, 2019
Property Address3934 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Document Number0008211057
Book / Page0821 / 1057
Map ReferenceMB 3 PG 22
Instrument DateMar 15, 2019
Instrument2019002782
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 SANDY POINT LN, 710, WEST PALM BEACH, FL 33410-3427

Transferred To (Grantee/Buyer)

NameVerified Name
Address3934 NW 18TH AVE, OKEECHOBEE, FL 34972-1663

Mortgage

Document Number2019002783
DateMar 18, 2019
Instrument2019002783
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 30, 2018
Property Address3934 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Document Number0008151221
Book / Page000815 / 001221
Instrument DateOct 17, 2018
Instrument13184
Transaction TypeForeclosure
Record UpdatedDec 13, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$868.70
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address710 SANDY POINT LN WEST PALM BEACH FL 334103427, WEST PALM BEACH, FL 33410-3427

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,189.00 (-15.05%)$232,550 (+4.03%) Land $26,500 Building $206,050$232,550 (+4.03%) Land $26,500 Building $206,050
2023$3,754.00 (+102.81%)$223,550 (+66.4%) Land $17,500 Building $206,050$223,550 (+32.48%) Land $17,500 Building $206,050
2022$1,851.00 Homeowner's exemption$134,347$168,738 Land $12,000 Building $156,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 137 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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