3818 NW 18th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3818 NW 18th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,125 sqft · built 2007
Lot Size	0.355 acres (15,464 sqft)
Owner	2 Individual Names on File
Last Sale	$76,500 (Jun 2021)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0010-00050-0160`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0010-00050-0160`
Alternative APN	`R10537350010000500160`

Interior

Full Baths	2 Baths
Building Area	2,125 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	2,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,464 sqft (0.355 acres)
Lot Dimensions	125 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	416 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3818 NW 18TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 16 BLOCK 5
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD INCORPORATED
Legal Block	5
Legal Lot Number	16
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1025
Census Tract	910201

Owner

3818 NW 18th Ave is owned and occupied by two individuals who bought it in June 2021.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3818 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Jun 23, 2021	Quit Claim Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
May 4, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Feb 27, 2008 · Amount on File
Deed Document Number	20217893
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	2021007893
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3818 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	APOLLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 NW 18TH AVE, LEHIGH ACRES, FL 33971-5620

Mortgage

Document Number	2021011294
Date	Sep 2, 2021
Instrument	2021011294

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2036

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 23, 2021
Property Address	3818 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Document Number	2021007893
Map Reference	MB 3 PG 22
Instrument Date	Jun 17, 2021
Instrument	2021007893
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	NOT AVAILABLE, APOLLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$535.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 NW 18TH AVE, OKEECHOBEE, FL 34972-1663

Mortgage

Document Number	2021007896
Date	Jun 23, 2021
Instrument	2021007896

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	May 4, 2021
Property Address	3818 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Document Number	2021005580
Map Reference	MB 3 PG 22
Instrument Date	May 4, 2021
Instrument	2021005580
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 NW 18TH AVE, OKEECHOBEE, FL 34972-1663

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 19, 2018
Property Address	3818 NW 18TH AVE, OKEECHOBEE, FL 34972-1663
Document Number	0008171252
Book / Page	000817 / 001252
Instrument Date	Dec 19, 2018
Instrument	14788
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 NW 18TH AVE OKEECHOBEE FL 349721663, OKEECHOBEE, FL 34972-1663

Tax Assessment & Valuation

The 2025 property tax bill for 3818 NW 18th Ave was $3,616 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 Homeowner's exemption	$252,176	$267,478 Land $26,500 Building $240,978
2023	$3,435.00 (+14.46%) Homeowner's exemption	$240,986 (+11.06%)	$258,478 (+19.12%) Land $17,500 Building $240,978
2022	$3,001.00 Homeowner's exemption Widower's exemption	$216,985 Land $12,000 Building $204,985	$216,985 Land $12,000 Building $204,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3818 NW 18th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3818 NW 18th Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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