3783 NW 18th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3783 NW 18th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 1996
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Oct 2021)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-05-37-35-0010-00080-0060`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0010-00080-0060`
Alternative APN	`R10537350010000800060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,112 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	1,112 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	125 ft deep x 124 ft wide
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3783 NW 18TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOTS 5 & 6 BLOCK 8
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD INCORPORATED
Legal Block	8
Legal Lot Number	5,6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1026
Census Tract	910201

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage OKEECHOBEE COUNTY
Jan 18, 2022	Deed of Trust, Mortgage OKEECHOBEE COUNTY
Oct 28, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2021	Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	202113693
Prior Transfer Date	Jul 18, 2013
Prior Transfer Doc	0007331996
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658

Mortgage

Document Number	0000013058
Date	Nov 16, 2023
Instrument	2023013058

Lender

Name	OKEECHOBEE COUNTY
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12690 US HIGHWAY 441 SE, OKEECHOBEE, FL 34974-2005

Mortgage

Document Number	0000000702
Date	Jan 18, 2022
Instrument	2022000702

Lender

Name	OKEECHOBEE COUNTY
Type	Government Agency
Address	OKEECHOBEE, FL 34972

Agreement

Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 28, 2021
Property Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658
Document Number	2021013693
Map Reference	MB 3 PG 22
Instrument Date	Oct 15, 2021
Instrument	2021013693
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 SW RUTH LN, 232, MAYO, FL 32066-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658

Mortgage

Document Number	2021013694
Date	Oct 28, 2021
Instrument	2021013694

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000013695
Date	Oct 28, 2021
Instrument	2021013695

Lender

Name	OKEECHOBEE COUNTY
Type	Government Agency
Address	OKEECHOBEE, FL 34972

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 28, 2021
Property Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658
Document Number	2021013696
Map Reference	MB 3 PG 22
Instrument Date	Oct 13, 2021
Instrument	2021013696
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 SW RUTH LANE, 232, HILLIARD, FL 32046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3783 NW 18TH AVE, OKEECHOBEE, FL 34972-1658

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (+12.11%) Homeowner's exemption	$149,149 (+10.16%)	$193,796 (+14.62%) Land $53,000 Building $140,796
2023	$1,965.00 (+8.56%) Homeowner's exemption	$135,388 (+3%)	$169,080 (+28.63%) Land $35,000 Building $134,080
2022	$1,810.00 Homeowner's exemption	$131,445 Land $24,000 Building $107,445	$131,445 Land $24,000 Building $107,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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