3931 E Calvary Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3931 E Calvary Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	6,560 sqft · built 1998
Lot Size	1.08 acres (47,459 sqft)
Owner	Individual Name on File
Tax Bill	$13,384 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0100-00140`

Property Details

APN / Parcel Number

Primary APN	`520-0100-00140`
Alternative APN	`1028672`

Interior

Units	4 Units
Building Area	6,560 sqft Gross Area
1st Floor Area	1,600 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Metal
Lot Area	47,459 sqft (1.08 acres)
Garage Area	6,800 sqft
Utility Building	2,100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1028672
Street Address	3931 E CALVARY RD
City	DULUTH
State	MN
Zip	55803-1333
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 3 4 AND 5 SERIAL #
Legal Subdivision	GLENWOOD PARK
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1037
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0100-00140

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2004 WOODHAVEN LN, DULUTH, MN 55803-2447
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2017	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE
Apr 04, 2017	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3931 E CALVARY RD, DULUTH, MN 55803-1333
Document Number	000T989855
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 02, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2018 WOODHAVEN LN DULUTH MN 558032447, DULUTH, MN 55803-2447

Mortgage

Document Number	000T989855
Date	Sep 19, 2017
Instrument	T989855

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 18, 2019

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3931 E CALVARY RD, DULUTH, MN 55803-1333
Document Number	000T983712
Instrument Date	Apr 04, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2018 WOODHAVEN LN DULUTH MN 558032447, DULUTH, MN 55803-2447

Mortgage

Document Number	000T983712
Date	Apr 06, 2017
Instrument	T983712

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 05, 2022

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,384.00 (+3.08%)
2025	$12,984.00 (-3.13%)	$559,800 (-) Land $30,500 Building $529,300	$559,800 (-) Land $30,500 Building $529,300
2024	$13,404.00	$559,800 (-) Land $30,500 Building $529,300	$559,800 (-) Land $30,500 Building $529,300
2022		$559,800 Land $30,500 Building $529,300	$559,800 Land $30,500 Building $529,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 7% of the US · above 21% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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