3930 E Calvary Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3930 E Calvary Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	7,871 sqft · built 1970
Lot Size	0.988 acres (43,043 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Apr 2012)
Tax Bill	$17,666 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-0100-00475`

Property Details

APN / Parcel Number

Primary APN	`520-0100-00475`
Alternative APN	`941622`

Interior

Stories	1 Story
Building Area	7,871 sqft Gross Area
1st Floor Area	6,244 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Lot Area	43,043 sqft (0.988 acres)
Garage Area	18,800 sqft
Deck Area	1,694 sqft
Utility Building	1,620 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	941622
Street Address	3930 E CALVARY RD
City	DULUTH
State	MN
Zip	55803-1317
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 3 EX S 46 18/100 FT AND ALL OF LOT 4 SERIAL #
Legal Subdivision	GLENWOOD PARK
Legal Block	5
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	3
Census Block	3027
Census Tract	100

Owner

Source: St. Louis County records · APN 520-0100-00475

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3930 E CALVARY RD, DULUTH, MN 55803-1317
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2022	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit BREMER BK NAT'L ASSN
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit BREMER BK
Apr 27, 2017	Loan Modification, Mortgage BREMER BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2012 · Amount on Record
Deed Sale	Apr 25, 2012 · Amount on Record
Deed Document Number	2012913644
Prior Transfer Date	Sep 26, 2008
Prior Transfer Doc	0000859763
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3930 E CALVARY RD, DULUTH, MN 55803-1317
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001055144
Date	Apr 05, 2022
Instrument	1055144

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 31, 2027

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3930 E CALVARY RD, DULUTH, MN 55803-1317
Document Number	00T1017144
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3930 E CALVARY RD DULUTH MN 558031317, DULUTH, MN 55803-1317

Mortgage

Document Number	00T1017144
Date	Nov 06, 2019
Instrument	T1017144

Lender

Name	BREMER BK NAT'L ASSN
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 05, 2024

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3930 E CALVARY RD, DULUTH, MN 55803-1317
Document Number	000T986150
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 03, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3930 E CALVARY RD DULUTH MN 558031317, DULUTH, MN 55803-1317

Mortgage

Document Number	000T986150
Date	Jun 20, 2017
Instrument	T986150

Lender

Name	BREMER BK
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 19, 2022

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3930 E CALVARY RD, DULUTH, MN 55803-1317
Document Number	000T984685
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3930 E CALVARY RD DULUTH MN 558031317, DULUTH, MN 55803-1317

Mortgage

Document Number	000T984685
Date	May 09, 2017
Instrument	T984685

Lender

Name	BREMER BK
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Term	60 Months
Due	May 08, 2022

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,666.00 (+2.85%)
2025	$17,176.00 (+2.18%)	$625,900 (-) Land $38,400 Building $587,500	$625,900 (-) Land $38,400 Building $587,500
2024	$16,810.00	$625,900 (+8.06%) Land $38,400 Building $587,500	$625,900 (+8.06%) Land $38,400 Building $587,500
2022		$579,200 Land $35,000 Building $544,200	$579,200 Land $35,000 Building $544,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370001003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 21% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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