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  5. E Calvary Rd

3915 E Calvary Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3915 E Calvary Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 910 sqft · built 1946
Lot Size0.494 acres (21,550 sqft)
OwnerCompany Name on File
Last Sale$38,000 (Nov 2015)
Tax Bill$2,982 (2026)
Deeds & MortgagesMay 2023 Mortgage
Dec 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN520-0100-00230

Property Details

APN / Parcel Number

Primary APN520-0100-00230
Alternative APN
  • 864956

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area910 sqft Gross Area
1st Floor Area910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area21,550 sqft (0.494 acres)
Garage Area720 sqft

Exterior Amenities

Deck Area60 sqft
Storage Building80 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number864956
Street Address3915 E CALVARY RD
CityDULUTH
StateMN
Zip55803-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0006 BLOCK:003 SERIAL #
Legal SubdivisionGLENWOOD PARK
Legal Block3
Legal Lot Number6
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1037
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0100-00230

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3916 E CALVARY RD, DULUTH, MN 55803-1317
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
FRANDSEN BANK & TRUST
Dec 10, 2020Loan Modification, Mortgage · Conventional Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2015 · Amount on Record
Deed SaleNov 24, 2015 · Amount on Record
Deed Document Number2015964918
Prior Transfer DateDec 28, 2005
Prior Transfer Doc0000811334
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3915 E CALVARY RD, DULUTH, MN 55803-1348
Transaction TypeMortgage
Record UpdatedOct 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001068415
DateMay 18, 2023
Instrument1068415
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 05, 2033

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address3915 E CALVARY RD, DULUTH, MN 55803-1348
Document Number00T1035812
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number00T1035812
DateJan 29, 2021
InstrumentT1035812
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55816-0450
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,982.00 (+3.69%)
2025$2,876.00 (+4.13%)$222,600 (+0.09%) Land $34,400 Building $188,200$222,600 (+0.09%) Land $34,400 Building $188,200
2024$2,762.00$222,400 (+31.91%) Land $34,200 Building $188,200$222,400 (+31.91%) Land $34,200 Building $188,200
2022$168,600 Land $32,800 Building $135,800$168,600 Land $32,800 Building $135,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
above 7% of the US · above 21% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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