393 Vincent Pl, Elgin, IL 60123 Property Records

Kane County property record for 393 Vincent Pl, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,389 sqft · built 1936
Lot Size0.321 acres (13,992 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Apr 2007)
Tax Bill$10,219 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-14-105-003

Property Details

APN / Parcel Number

Primary APN06-14-105-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,389 sqft Living Area
Gross Area3,351 sqft
Basement Area962 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleGeorgian
Exterior MaterialBrick
Lot Area13,992 sqft (0.321 acres)
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address393 VINCENT PL
CityELGIN
StateIL
Zip60123-3457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWARD J OBEIRNES SUB LOTS 2 & 3 BLOCK 5
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block5
Legal Lot Number2,3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3010
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address393 VINCENT PL, ELGIN, IL 60123-3457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2007 · Amount on Record
Deed SaleApr 17, 2007 · Amount on Record
Prior SaleAug 30, 2000 · Amount on Record
Deed Document Number200741345
Prior Transfer DateJul 22, 1999
Prior Transfer Doc0000085181
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address393 VINCENT PL, ELGIN, IL 60123-3457
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007086
DateFeb 23, 2026
Instrument2026K007086
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 22, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,219.00 (+15.87%) Homeowner's exemption$141,956 (+8.57%) Land $34,232 Building $107,724$426,038 (+8.57%) Land $102,737 Building $323,301
2024$130,751 (+21.39%) Land $31,530 Building $99,221$392,410 (+21.44%) Land $94,628 Building $297,782
2022$8,819.00 (+4.39%) Homeowner's exemption$107,708 (+6.96%) Land $25,973 Building $81,735$323,124 (+6.96%) Land $77,919 Building $245,205
2021$8,448.00 Homeowner's exemption$100,699 Land $24,283 Building $76,416$302,097 Land $72,849 Building $229,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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