Kane County property record for 390 Vincent Pl, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 720 sqft · built 1954 |
| Lot Size | 0.161 acres (6,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Feb 2019) |
| Tax Bill | $4,304 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-104-012 |
| Primary APN | 06-14-104-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Lot Area | 6,996 sqft (0.161 acres) |
| Lot Dimensions | 132 ft deep x 53 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 390 VINCENT PL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB LOT 19 BLOCK 4 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 851102 |
Source: Kane County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 390 VINCENT PL, ELGIN, IL 60123-3458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 14, 2019 | Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on Record |
| Deed Sale | Feb 14, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2015 · Amount on Record |
| Deed Document Number | 20196154 |
| Prior Transfer Date | Mar 28, 2000 |
| Prior Transfer Doc | 0000064701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 390 VINCENT PL, ELGIN, IL 60123-3458 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000031259 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021K031259 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 170 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 14, 2019 |
| Property Address | 390 VINCENT PL, ELGIN, IL 60123-3458 |
| Document Number | 0000006154 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 6154 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 VINCENT PL ELGIN IL 601233458, ELGIN, IL 60123-3458 |
| Document Number | 6155 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 6155 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,304.00 (+15.79%) Homeowner's exemption | ||
| 2024 | $59,334 (+21.39%) Land $20,609 Building $38,725 | $178,073 (+21.44%) Land $61,852 Building $116,221 | |
| 2022 | $3,717.00 (+4.97%) Homeowner's exemption | $48,877 (+6.96%) Land $16,977 Building $31,900 | $146,631 (+6.96%) Land $50,931 Building $95,700 |
| 2021 | $3,541.00 Homeowner's exemption | $45,696 Land $15,872 Building $29,824 | $137,088 Land $47,616 Building $89,472 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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