387 Vincent Pl, Elgin, IL 60123 Property Records

Kane County property record for 387 Vincent Pl, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1940
Lot Size	0.161 acres (6,996 sqft)
Owner	Company Name on File
Last Sale	$177,000 (Jan 2017)
Tax Bill	$8,148 (2025)
Deeds & Mortgages	Sep 2020 Transfer Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-105-004`

Property Details

APN / Parcel Number

Primary APN	`06-14-105-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,256 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,996 sqft (0.161 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	387 VINCENT PL
City	ELGIN
State	IL
Zip	60123-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 4 BLOCK 5
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	5
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851102

Owner

387 Vincent Pl is owned by a company that acquired it in November 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	2317 COUNTRY KNOLL LN, ELGIN, IL 60123-4922
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	20174155
Last Transfer Date	Nov 20, 2019
Transfer Doc	0000050632
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 3, 2020
Property Address	387 VINCENT PL, ELGIN, IL 60123-3457
Document Number	0000050632
Instrument Date	Nov 20, 2019
Instrument	50632
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2317 COUNTRY KNOLL LN ELGIN IL 601234922, ELGIN, IL 60123-4922

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2017
Property Address	387 VINCENT PL, ELGIN, IL 60123-3457
Document Number	0000004155
Instrument	2017K004155
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 VINCENT PL, ELGIN, IL 60123-3457

Mortgage

Document Number	0000004156
Date	Jan 24, 2017
Instrument	2017K004156

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 387 Vincent Pl was $8,148.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,148.00	$106,803 (+8.57%) Land $22,375 Building $84,428	$320,537 (+8.57%) Land $67,152 Building $253,385
2024		$98,373 Land $20,609 Building $77,764	$295,237 Land $61,852 Building $233,385
2022	$7,026.00 (+3.95%)	$81,036 (+6.96%) Land $16,977 Building $64,059	$243,108 (+6.96%) Land $50,931 Building $192,177
2021	$6,759.00	$75,763 Land $15,872 Building $59,891	$227,289 Land $47,616 Building $179,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 387 Vincent Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 387 Vincent Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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