393 McCouns Ferry Rd, Salvisa, KY 40372 Property Records

Mercer County property record for 393 McCouns Ferry Rd, Salvisa, KY 40372

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,636 sqft · built 1947
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2026)
Tax Bill	$781 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041.00-00006.00`

Property Details

APN / Parcel Number

Primary APN	`041.00-00006.00`
Alternative APN	`23026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	23026
Street Address	393 MCCOUNS FERRY RD
City	SALVISA
State	KY
Zip	40372-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCOUNNS FERRY RD H & L
Jurisdiction	MERCER KY
Township / Civil Division	SALVISA-MCAFEE
Census Block Group	1
Census Block	1009
Census Tract	960100

Owner

Source: Mercer County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	393 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage ARK LA TEX FINANCIAL SERVICES
Feb 28, 2019	Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	202612090674
Deed Book / Page	391 / 645
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER KY
Recording Date	Aug 6, 2026
Property Address	393 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Document Number	0012090674
Book / Page	391 / 645
Instrument Date	Aug 5, 2026
Instrument	202612090674
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	LOUISVILLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	393 MCCOUNS FERRY RD, SALVISA, KY 40372-9514

Mortgage

Document Number	0012090678,
Date	Aug 6, 2026
Instrument	202612090678

Lender

Name	INTERLINC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	393 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M713/110
Date	Dec 7, 2020
Book Page	M713/110
Instrument	12004093

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER KY
Recording Date	Feb 28, 2019
Property Address	393 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Document Number	00D360/242
Book / Page	D360 / 242
Map Reference	DB 345 PG 131
Instrument Date	Feb 25, 2019
Instrument	189207
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 SPARROW LN, HARRODSBURG, KY 40330-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 MCCOUNS FERRY RD, SALVISA, KY 40372-9514

Mortgage

Document Number	00M676/163
Date	Feb 28, 2019
Book Page	M676/163
Instrument	189208

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Mercer County
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$781.00 (-57.83%)	$160,000 (+3.23%) Land $10,000 Building $150,000	$160,000 (+3.23%) Land $10,000 Building $150,000
2024	$1,852.00 (-0.91%)
2023	$1,869.00	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
All Points Broadband Fixed Wireless	10 / 1
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Spectrum, T-Mobile.

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