Mercer County property record for 380 McCouns Ferry Rd, Salvisa, KY 40372
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,816 sqft · built 2004 |
| Lot Size | 11.9 acres (521,849 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $626 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit May 2017 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041.00-00005.03 |
| Primary APN | 041.00-00005.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Basement Area | 1,528 sqft |
| Unfinished Basement | 1,528 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 521,849 sqft (11.9 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 21201 |
|---|---|
| Street Address | 380 MCCOUNS FERRY RD |
| City | SALVISA |
| State | KY |
| Zip | 40372-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCOUNS FERRY RD FARM |
| Jurisdiction | MERCER KY |
| Township / Civil Division | SALVISA-MCAFEE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960100 |
Source: Mercer County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 380 MCCOUNS FERRY RD, SALVISA, KY 40372-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK NA |
| May 1, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Apr 4, 2017 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Mar 13, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 380 MCCOUNS FERRY RD, SALVISA, KY 40372-9514 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000M771/12 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | M771/12 |
| Instrument | 12018916 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 4, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 380 MCCOUNS FERRY RD, SALVISA, KY 40372-9514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M647/440 |
|---|---|
| Date | May 1, 2017 |
| Book Page | M647/440 |
| Instrument | 179582 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 17, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 380 MCCOUNS FERRY RD, SALVISA, KY 40372-9514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M646/253 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | M646/253 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 380 MCCOUNS FERRY RD, SALVISA, KY 40372-9514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M660/586 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | M660/586 |
| Instrument | 184103 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 21, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 380 MCCOUNS FERRY RD, SALVISA, KY 40372-9514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M698/165 |
|---|---|
| Date | May 7, 2020 |
| Book Page | M698/165 |
| Instrument | 12000226 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 380 MCCOUNS FERRY RD, SALVISA, KY 40372-9514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M690/753 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | M690/753 |
| Instrument | 11998004 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Mercer County |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (-60.03%) Homeowner's exemption | $177,422 (-) Land $3,544 Building $173,878 | $177,422 (-) Land $3,544 Building $173,878 |
| 2024 | $1,566.00 (-0.89%) | ||
| 2023 | $1,580.00 Homeowner's exemption | $177,422 | $177,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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