515 McCouns Ferry Rd, Salvisa, KY 40372 Property Records

Mercer County property record for 515 McCouns Ferry Rd, Salvisa, KY 40372

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,895 sqft · built 1995
Lot Size2.09 acres (91,040 sqft)
OwnerIndividual Name on Record
Tax Bill$1,138 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN041.00-00011.02

Property Details

APN / Parcel Number

Primary APN041.00-00011.02
Alternative APN
  • 7495

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,895 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area91,040 sqft (2.09 acres)
TerrainRolling
Garage Area768 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area972 sqft
Deck Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number7495
Street Address515 MCCOUNS FERRY RD
CitySALVISA
StateKY
Zip40372-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCOUNS FERRY RD HOUSE & LOT
Legal SubdivisionMCCOUNS FERRY ROAD
JurisdictionMERCER KY
Township / Civil DivisionSALVISA-MCAFEE
Census Block Group1
Census Block1009
Census Tract960100

Owner

Source: Mercer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 MCCOUNS FERRY RD, SALVISA, KY 40372-9513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 20, 2025
Transfer Doc0012051730
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER KY
Property Address515 MCCOUNS FERRY RD, SALVISA, KY 40372-9513
Transaction TypeMortgage
Record UpdatedAug 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 181223
DateAug 16, 2017
Book PageM652/372
Instrument181223
Lender
NameFARMERS BANK & CAPITAL TRUST CO
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMercer County
Unified School DistrictMercer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,138.00 (-45.47%) Homeowner's exemption$282,320 (+27.74%) Land $20,000 Building $262,320$282,320 (+27.74%) Land $20,000 Building $262,320
2024$2,087.00 (-0.9%)
2023$2,106.00 Homeowner's exemption$221,007$221,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1984–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MERCER WATER DISTRICT
serves 9,775 people · EPA ID KY0840321
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
E. coli
resolved · Jun 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
All Points Broadband
Fixed Wireless
10 / 1
AT&T
DSL
10 / 1

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