3929 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 3929 S 4th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,628 sqft · built 2002
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Last Sale	$195,500 (Jul 2018)
Tax Bill	$2,623 (2018)
Deeds & Mortgages	Jan 2026 Transfer Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-029306-000100-7`

Property Details

APN / Parcel Number

Primary APN	`48-029306-000100-7`
Alternative APNs	`4802930600010070101` `182065`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	93,654 sqft
Lot Dimensions	397 ft deep x 249 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	151 sqft
Patio Area	16 sqft
Shed	1 Shed
Shed Area	308 sqft
Storage Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3929 S 4TH ST
City	WACO
State	TX
Zip	76706-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MILES LOT 1 BLOCK 1 ACRES 2.15
Legal Subdivision	MILES
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1900

Owner

Source: McLennan County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3929 S 4TH ST, WACO, TX 76706-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Gift Deed, Transfer
Jul 15, 2019	Loan Modification, Mortgage · FHA Mortgage FLAGSTAR BK
Jul 6, 2018	Vendor's Lien, Transfer SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Jul 28, 2011 · Amount on Record
Deed Document Number	201822938
Prior Transfer Date	Dec 6, 2005
Prior Transfer Doc	0000047376
Record Updated	Oct 29, 2026

January 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 29, 2026
Property Address	3929 S 4TH ST, WACO, TX 76706-4129
Document Number	0000002768
Map Reference	VOL 29 PG 302
Instrument Date	Jan 28, 2026
Instrument	2026002768
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 S 4TH ST, WACO, TX 76706-4129

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	3929 S 4TH ST, WACO, TX 76706-4129
Document Number	0000025497
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 S 4TH ST WACO TX 767064129, WACO, TX 76706-4129

Mortgage

Document Number	0000025497
Date	Aug 1, 2019
Instrument	25497

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 6, 2018
Property Address	3929 S 4TH ST, WACO, TX 76706-4129
Document Number	0000022938
Map Reference	VOL407 PG608
Instrument Date	Jul 3, 2018
Instrument	2018022938
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	WACO, TX 76706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 S 4TH ST, WACO, TX 76706-4129

Mortgage

Document Number	0000022939
Date	Jul 6, 2018
Instrument	2018022939

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,891 (+5.78%) Land $40,313 Building $232,578	$272,891 (+5.78%) Land $40,313 Building $232,578
2025		$257,980 (+6.55%) Land $33,070 Building $224,910	$257,980 (+6.55%) Land $33,070 Building $224,910
2023		$242,130 Land $33,070 Building $209,060	$242,130 Land $33,070 Building $209,060
2018	$2,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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