3920 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 3920 S 4th St, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,078 sqft · built 1940
Lot Size1.23 acres (53,579 sqft)
OwnerIndividual Name on File
Last Sale$167,048 (Apr 2023)
Tax Bill$3,159 (2025)
Flood ZoneZone X (minimal risk)
APN48-013800-001901-6

Property Details

APN / Parcel Number

Primary APN48-013800-001901-6
Alternative APNs
  • 4801380000190160111
  • 171729

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,078 sqft Living Area
Gross Area1,558 sqft
1st Floor Area1,078 sqft
FlooringWood

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area53,579 sqft
Lot Dimensions385 ft deep x 139 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area126 sqft
Shed1 Shed
Shed Area288 sqft
Storage Building72 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address3920 S 4TH ST
CityWACO
StateTX
Zip76706-4128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionETTER HALL LOT 21C 22B 23B BLOCK 1 ACRES 1.23
Legal SubdivisionETTER HALL
Legal Block1
Legal Lot Number21C
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1015
Census Tract1900

Owner

3920 S 4th St is owned by an individual who bought it in April 2023.

Source: McLennan County records, as of September 2, 2026

Owner of RecordIndividual Name on File
Mailing Address567 HAMY ST SW, PALM BAY, FL 32908-1409
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2023 · Amount on File
Deed SaleApr 25, 2023 · Amount on File
Deed Document Number202311802
Prior Transfer DateJul 8, 2010
Prior Transfer Doc0000020986
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3920 S 4th St was $3,159.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,065 (+17.47%) Land $29,053 Building $136,012$165,065 (+17.47%) Land $29,053 Building $136,012
2025$3,159.00 (-0.03%)$140,520 Land $24,050 Building $116,470$140,520 Land $24,050 Building $116,470
2024$3,160.00
2023$132,680 Land $24,030 Building $108,650$132,680 Land $24,030 Building $108,650
2022$2,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies41 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 S 4th St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Verizon.

Nearby Properties on S 4th St

Nearby Streets

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