3919 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 3919 S 4th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 912 sqft · built 2021
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Aug 2021)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-011005-000500-6`

Property Details

APN / Parcel Number

Primary APN	`48-011005-000500-6`
Alternative APNs	`4801100500050060101` `169677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Open Porch
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3919 S 4TH ST
City	WACO
State	TX
Zip	76706-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CURRY LOT 5 BLOCK A ACRES .34
Legal Subdivision	CURRY
Legal Block	A
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3919 S 4TH ST, WACO, TX 76706-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 10, 2020	Deed of Trust, Construction Loan · Line of Credit BANK 7
Feb 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Feb 14, 2020
Deed Document Number	202130987
Prior Transfer Date	Mar 1, 2005
Prior Transfer Doc	0000011794
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 4, 2021
Property Address	3919 S 4TH ST, WACO, TX 76706-4129
Document Number	0000030987
Map Reference	VOL 1442 PG 707
Instrument Date	Aug 4, 2021
Instrument	2021030987
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 S 4TH ST, WACO, TX 76706-4129

Mortgage

Document Number	0000030988
Date	Aug 4, 2021
Instrument	2021030988

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Mar 10, 2020
Property Address	3919 S 4TH ST, WACO, TX 76706-4129
Document Number	0000008256
Instrument Date	Mar 10, 2020
Instrument	8256
Transaction Type	Construction Loan
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1463 DAILAS PKWY #1050 DALLAS TX 75254, 1050, DALLAS, TX 75254
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008256
Date	Mar 10, 2020
Instrument	8256

Lender

Name	BANK 7
Type	Bank
Address	1039 NW 63RD ST, OKLAHOMA CITY, OK 73116-7361

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 14, 2020
Property Address	3919 S 4TH ST, WACO, TX 76706-4129
Document Number	0000005163
Instrument Date	Feb 12, 2020
Instrument	5163
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,848 (+4.02%) Land $14,443 Building $166,405	$180,848 (+4.02%) Land $14,443 Building $166,405
2025	$2,836.00 (-0.42%) Homeowner's exemption	$173,860 (+7.33%) Land $13,040 Building $160,820	$173,860 (+7.33%) Land $13,040 Building $160,820
2024	$2,848.00 (+8.87%)
2023		$161,990 Land $13,030 Building $148,960	$161,990 Land $13,030 Building $148,960
2022	$2,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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