Osceola County property record for 3875 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,184 sqft Heated Area |
| Lot Size | 209,959 sqft (4.82 acres) |
| Garage | Mixed, 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,611.00 (2025) |
| Primary APN | 118590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,184 sqft Heated Area |
| Gross Area | 3,384 sqft Gross Area |
| 1st Floor | 2,184 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 209,959 sqft (4.82 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 480 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Patio Area | 248 sqft Patio |
| Porch | Open Porch |
| Porch Area | 720 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 118590 |
|---|---|
| Street Address | 3875 KAISER AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 20 LOT 95 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43205 |
Source: Osceola County records · APN 118590
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3875 KAISER AVE, SAINT CLOUD, FL 34772-9325 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| May 08, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Jul 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2003 |
| Deed Sale | Oct 09, 2003 |
| Deed Doc Number | 0023652900 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3875 KAISER AVE, SAINT CLOUD, FL 34772-9325 |
| Document Number | 0056772202 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3875 KAISER AVE ST CLOUD FL 347729325, ST CLOUD, FL 34772-9325 |
| Document Number | 0056772202 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 005677/002202 |
| Instrument | 25361 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3875 KAISER AVE, SAINT CLOUD, FL 34772-9325 |
| Document Number | 0053342511 |
| Instrument Date | May 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3875 KAISER AVE ST CLOUD FL 347729325, ST CLOUD, FL 34772-9325 |
| Document Number | 0053342511 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 005334/002511 |
| Instrument | 77256 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3875 KAISER AVE, SAINT CLOUD, FL 34772-9325 |
| Document Number | 0051851765 |
| Book / Page | 005185 / 001765 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3875 KAISER AVE ST CLOUD FL 347729325, ST CLOUD, FL 34772-9325 |
| Document Number | 0051851765 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 005185/001765 |
| Instrument | 109001 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 26, 2037 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,611.00 (+6.46%) Homeowner's exemption | $191,867 (+5.99%) | $456,600 (+9.87%) Land $119,300 Building $337,300 |
| 2023 | $3,392.00 (+4.08%) Homeowner's exemption | $181,030 (+3%) | $415,600 (+13.55%) Land $84,800 Building $330,800 |
| 2022 | $3,259.00 Homeowner's exemption | $175,758 | $366,000 Land $84,800 Building $281,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 463 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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