3928 Gilbert Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3928 Gilbert Ave, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1917
Square Footage	1,131 sqft Finished Area
Lot Size	4,400 sqft (0.101 acres)
Occupancy	Owner Occupied
Last Sale	$95,000 (2010)
Tax Bill	$1,643.00 (2025)

Owner

Source: Kenton County records · APN 056-34-07-001.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3928 GILBERT AVE, COVINGTON, KY 41015-1613
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2010 · Amount on Record
Deed Sale	Apr 23, 2010 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Doc Number	201004 23 059 00167
Deed Book / Page	4271 / 293
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	0005900007
Record Refreshed	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3928 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number	0000000082
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3928 GILBERT AVE COVINGTON KY 410151613, COVINGTON, KY 41015-1613

Mortgage

Document Number	0000000082
Date	Dec 27, 2019
Book Page	0C6840/000085
Instrument	82

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank (FSB)
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2034

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,643.00 (-0.48%)	$124,000 (-) Land $10,000 Building $114,000	$124,000 (-) Land $10,000 Building $114,000
2023	$1,651.00	$124,000 Land $10,000 Building $114,000	$124,000 Land $10,000 Building $114,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`056-34-07-001.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,131 sqft Finished Area
Gross Area	1,585 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	4,400 sqft (0.101 acres)
Depth X Width	100 ft x 44.2 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	237 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	3928 GILBERT AVE
City	COVINGTON
State	KY
Zip	41015-1613
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTH DINMORE PARK LOT 117 & PT LOT 118 44.17'X 100' IRREG ES GILBERT AVE
Legal Subdivision	SOUTH DINMORE PARK
Legal Lot Number	117,118
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1013
Census Tract	61200