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3918 Gilbert Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3918 Gilbert Ave, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1914
Square Footage1,016 sqft Finished Area
Lot Size5,000 sqft (0.114 acres)
OccupancyOwner Occupied
Last Sale$92,000 (2018)
Tax Bill$1,727.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-34-07-004.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,016 sqft Finished Area
Gross Area1,184 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1914
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area5,000 sqft (0.114 acres)
Depth X Width100 ft x 50 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0563407004.00
Street Address3918 GILBERT AVE
CityCOVINGTON
StateKY
Zip41015-1613
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK LOTS 121-122 50'X 100' ES GILBERT AVE
Legal SubdivisionSOUTH DINMORE PARK
Legal Lot Number121-122 122
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1013
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-07-004.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
US BK
May 08, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
Feb 02, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jan 23, 2018Trustee's Deed, Foreclosure
Jan 13, 2015Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
AMERICAN EAGLE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2018 · Amount on Record
Deed SaleMay 08, 2018 · Amount on Record
Prior SaleFeb 02, 2018
Deed Doc Number0000064074
Deed Book / Page6407 / 4
Record RefreshedJun 08, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3918 GILBERT AVE, COVINGTON, KY 41015-1613

Mortgage

Document Number0005900149
DateJun 11, 2024
Book PageKCM 554/789
Instrument24061105900149
Lender
NameUS BANK NA
TypeBank
AddressLATONIA, KY 41015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 08, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3918 GILBERT AVE, COVINGTON, KY 41015-1613

Mortgage

Document Number0005900154
DateNov 28, 2022
Book Page424/96
Instrument22112805900154
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0000000211
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3918 GILBERT AVE COVINGTON KY 410151613, COVINGTON, KY 41015-1613

Mortgage

Document Number0000000211
DateDec 22, 2020
Book Page000145/000018
Instrument211
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 08, 2018
Property Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0000000145
Book / Page0C6407 / 000004
Instrument DateMay 04, 2018
Instrument145
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyBRIDGE TRUST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$92.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 TAMARACK CIR #C FLORENCE KY 410428747, C, FLORENCE, KY 41042-8747

Mortgage

Document Number146
DateMay 08, 2018
Book Page0C6407/000008
Instrument146
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2048

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 02, 2018
Property Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0000000095
Book / PageORC634 / 000075
Instrument DateJan 23, 2018
Instrument95
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST OKLAHOMA CITY OK 731072442, OKLAHOMA CITY, OK 73107-2442
InvestorPossibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateJan 23, 2018
Property Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0000000267
Book / Page0C6340 / 000030
Instrument DateJan 02, 2018
Instrument267
Transaction TypeForeclosure
Record UpdatedFeb 08, 2018

Transaction

AmountAmount Recorded
Tax$64.78
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1231 LOUISVILLE RD FRANKFORT KY 406016156, FRANKFORT, KY 40601-6156

January 2015: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address3918 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0000000091
Book / Page0C6100 / 000142
Instrument DateJan 13, 2015
Transaction TypeMortgage
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3918 GILBERT AVE COVINGTON KY 410151613, COVINGTON, KY 41015-1613

Mortgage

Document Number0000000091
DateFeb 21, 2017
Book Page0C6100/000142
Instrument91
Lender
NameAMERICAN EAGLE MTG
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term276 Months
DueFeb 20, 2040

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,727.00 (-0.52%)$130,400 (-) Land $10,000 Building $120,400$130,400 (-) Land $10,000 Building $120,400
2023$1,736.00$130,400 Land $10,000 Building $120,400$130,400 Land $10,000 Building $120,400

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