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3920 Gilbert Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3920 Gilbert Ave, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1926
Square Footage1,056 sqft Finished Area
Lot Size2,500 sqft (0.057 acres)
OccupancyOwner Occupied
Last Sale$148,500 (2022)
Tax Bill$1,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-34-07-003.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,056 sqft Finished Area
Gross Area1,140 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1926
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area2,500 sqft (0.057 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0563407003.00
Street Address3920 GILBERT AVE
CityCOVINGTON
StateKY
Zip41015-1613
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK LOT 120 25'X 100' ES GILBERT AVE
Legal SubdivisionSOUTH DINMORE PARK
Legal Lot Number120
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1013
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-07-003.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3920 GILBERT AVE, COVINGTON, KY 41015-1613
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
NATIONS RELIABLE LENDING LLC
Jan 21, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NATIONS RELIABLE LENDING LLC
Sep 10, 2021Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Sep 10, 2021Affidavit, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleSep 10, 2021 · Amount on Record
Deed Doc Number0000014482
Deed Book / Page144 / 82
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3920 GILBERT AVE, COVINGTON, KY 41015-1613
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900173
DateJan 21, 2022
Book Page329/295
Instrument22012105900173
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
AddressHOUSTON, TX 77057
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueFeb 01, 2032

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 21, 2022
Property Address3920 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0005900171
Book / Page144 / 82
Map ReferenceMB 115 PG 640
Instrument DateJan 18, 2022
Instrument22012105900171
Transaction TypeTransfer
Record UpdatedFeb 03, 2022
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1705 VALLEY DR, 1705, FT MITCHELL, KY 41017-8149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address3920 GILBERT AVE, COVINGTON, KY 41015-1613

Mortgage

Document Number0005900172
DateJan 21, 2022
Book Page329/279
Instrument22012105900172
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
AddressHOUSTON, TX 77057
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 10, 2021
Property Address3920 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0005900027
Book / Page117 / 134
Map ReferenceMB 115 PG 640
Instrument DateSep 02, 2021
Instrument21091005900027
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$77.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3 ORCHARD LN, 3, COVINGTON, KY 41015-9543

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1705 VALLEY DR, FT WRIGHT, KY 41017-8149

September 2021: Affidavit, Transfer

Document TypeAffidavit
JurisdictionKENTON KY
Recording DateSep 10, 2021
Property Address3920 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0005900028
Book / Page117 / 137
Map ReferenceMB 115 PG 640
Instrument DateSep 02, 2021
Instrument21091005900028
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,967.00 (-0.56%)$148,500 (-) Land $10,000 Building $138,500$148,500 (-) Land $10,000 Building $138,500
2023$1,978.00$148,500 Land $10,000 Building $138,500$148,500 Land $10,000 Building $138,500

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